1495 Velkommen Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1495 Velkommen Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2000
Lot Size	4.55 acres (198,198 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2009)
Tax Bill	$4,646 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-0010-00242`

Property Details

APN / Parcel Number

Primary APN	`315-0010-00242`
Alternative APN	`892698`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,692 sqft Gross Area
1st Floor Area	1,296 sqft
Basement Area	972 sqft
Finished Basement	972 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	198,198 sqft (4.55 acres)
Garage Area	1,680 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	56 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	892698
Street Address	1495 VELKOMMEN DR
City	DULUTH
State	MN
Zip	55804-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	PART OF NW1/4 OF NW1/4 DESCRIBED AS FOLLOWSCOMM AT W 1/4 COR OF SEC 2 THENCE N00DEG05'33"W ALONG W LINE 1463.84 FT TO PT OF
Legal Range	12W
Legal Township	51N
Legal Section	02
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1027
Census Tract	10500

Owner

1495 Velkommen Dr is owned and occupied by an individual who bought it in March 2009.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1495 VELKOMMEN DR, DULUTH, MN 55804-8628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2009 · Amount on File
Deed Sale	Mar 10, 2009 · Amount on File
Prior Sale	Feb 21, 2008 · Amount on File
Deed Document Number	20091102704
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1495 VELKOMMEN DR, DULUTH, MN 55804-8628
Document Number	00A1360988
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1495 VELKOMMEN DR DULUTH MN 558048628, DULUTH, MN 55804-8628

Mortgage

Document Number	00A1360988
Date	Aug 15, 2019
Instrument	A1360988

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 14, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 1495 Velkommen Dr was $4,646 with a homeowner's exemption, up 12.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,646.00 (+12.77%) Homeowner's exemption
2025	$4,120.00 (+18.32%) Homeowner's exemption	$561,900 (+4.87%) Land $108,800 Building $453,100	$561,900 (+4.87%) Land $108,800 Building $453,100
2024	$3,482.00	$535,800 Land $104,300 Building $431,500	$535,800 Land $104,300 Building $431,500
2022		$385,200 Land $71,700 Building $313,500	$385,200 Land $71,700 Building $313,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1495 Velkommen Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1495 Velkommen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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