Christian County property record for 1495 Payne Rd, Nixa, MO 65714
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 3,679 sqft · built 1920 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,800 (Jun 1992) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-0.8-34-003-001-008.000 |
| Primary APN | 05-0.8-34-003-001-008.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 3,679 sqft Adjusted Area |
| 1st Floor Area | 2,421 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 413,820 sqft (9.5 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1495 PAYNE RD |
|---|---|
| City | NIXA |
| State | MO |
| Zip | 65714-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW4 SW4 SW4 EX THE W 33' ( SB-190 APPROVED APPLICANT ) |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 34 |
| Legal Subdivision | 2000 NIXA, CITY OF OUT |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | UNION CHAPEL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20201 |
1495 Payne Rd, a rural home, is owned and occupied by two individuals who bought it in June 1992.
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1495 PAYNE RD, NIXA, MO 65714-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1992 · Amount on File |
| Deed Sale | Jun 1, 1992 · Amount on File |
| Deed Document Number | 0285001338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 1495 PAYNE RD, NIXA, MO 65714-8498 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1495 PAYNE RD, NIXA, MO 65714-8498 |
| Document Number | 0202206736 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 2022/6736 |
| Instrument | 2022L06804 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Nixa School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $36,650 | $193,900 Land $21,300 Building $172,600 |
| 2023 | $34,310 (+4.7%) | $181,600 Land $21,300 Building $160,300 |
| 2022 | $32,770 | |
| 2021 | $173,500 Land $13,200 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1495 Payne Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (2008–2017) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1495 Payne Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIXA PWS RDE serves 2,900 people · EPA ID MO5048130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
May also be available: AT&T, Verizon, Wisper ISP.
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