1495 Overlook Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1495 Overlook Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 1967
Lot Size	3.14 acres (136,953 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2017)
Tax Bill	$5,520 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076N0-01-00-000E2`

Property Details

APN / Parcel Number

Primary APN	`076N0-01-00-000E2`
Alternative APN	`31634`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Finished Area
Basement Area	1,046 sqft
Finished Basement	832 sqft
Unfinished Basement	214 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	136,953 sqft (3.14 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	864 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Porch
Porch Area	51 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	60 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	1495 OVERLOOK DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	SHERWOOD FARMS 1 PARCEL B
Legal Subdivision	SHERWOOD FARMS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

1495 Overlook Dr is owned and occupied by an individual who acquired it in February 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1495 OVERLOOK DR, CHARLOTTESVILLE, VA 22903-9615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 31, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Deed Document Number	201710152
Deed Book / Page	4954 / 462
Last Transfer Date	Feb 17, 2025
Transfer Doc	0000001357
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1495 OVERLOOK DR, CHARLOTTESVILLE, VA 22903-9615
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005605/389
Date	Sep 9, 2021
Book Page	5605/389
Instrument	2021-00015504

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1495 OVERLOOK DR, CHARLOTTESVILLE, VA 22903-9615
Document Number	0000002933
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 OVERLOOK DR CHARLOTTESVILLE VA 229039615, CHARLOTTESVILLE, VA 22903-9615

Mortgage

Document Number	0000002933
Date	Mar 26, 2018
Book Page	005026/000087
Instrument	2933

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 31, 2017
Property Address	1495 OVERLOOK DR, CHARLOTTESVILLE, VA 22903-9615
Document Number	0000010152
Book / Page	004954 / 000462
Instrument Date	Aug 28, 2017
Instrument	10152
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 OVERLOOK DR CHARLOTTESVILLE VA 229039615, CHARLOTTESVILLE, VA 22903-9615

Mortgage

Document Number	10153
Date	Aug 31, 2017
Book Page	004954/000465
Instrument	10153

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1495 OVERLOOK DR, CHARLOTTESVILLE, VA 22903-9615
Document Number	0000004235
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 OVERLOOK DR CHARLOTTESVILLE VA 229039615, CHARLOTTESVILLE, VA 22903-9615

Mortgage

Document Number	0000004235
Date	Apr 18, 2017
Book Page	004897/000405
Instrument	4235

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1495 Overlook Dr was $5,520, up 4.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,520.00 (+4.68%)	$617,500 (+4.68%) Land $164,000 Building $453,500	$617,500 (+4.68%) Land $164,000 Building $453,500
2025	$5,273.00	$589,900 Land $154,700 Building $435,200	$589,900 Land $154,700 Building $435,200
2023	$4,363.00	$511,000 Land $118,900 Building $392,100	$511,000 Land $118,900 Building $392,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1495 Overlook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1495 Overlook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Brightspeed, Firefly Fiber Broadband, T-Mobile, Ting, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overlook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures