Whitley County property record for 1495 Main St, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3,000 sqft |
| Lot Size | 0.195 acres (8,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $322 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-10-00-086.01 |
| Primary APN | 111-10-00-086.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,000 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 8,498 sqft (0.195 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1495 MAIN ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 2 ST FRM HS & PT LTS 4-5- HARMON ADD |
| Legal Subdivision | HARMON ADD |
| Legal Lot Number | 4-5 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 920601 |
1495 Main St is owned and occupied by an individual who bought it in October 2025.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 BALLTOWN RD, WILLIAMSBURG, KY 40769-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Deed Document Number | 2025349250 |
| Deed Book / Page | 589 / 801 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 1495 MAIN ST, WILLIAMSBURG, KY 40769-1838 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | UNKNOWN, BLT |
| Name | Verified Name |
|---|---|
| Address | 75 BALLTOWN RD, WILLIAMSBURG, KY 40769-1631 |
| Document Number | 00M734/833 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | M734/833 |
| Instrument | 349254 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 1495 Main St was $322 with a homeowner's exemption.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $322.00 | $148,500 | $148,500 |
| 2023 | $344.00 Homeowner's exemption | $148,500 | $148,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1495 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1495 Main St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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