1495 Keystone Ct, #425, Elgin, IL 60120 Property Records

Cook County property record for 1495 Keystone Ct, #425, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,720 sqft · built 2000
Lot Size	61 acres (2,658,600 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Oct 2012)
Tax Bill	$3,543 (2023)
Deeds & Mortgages	Mar 2018 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-208-018-1144`

Property Details

APN / Parcel Number

Primary APN	`06-20-208-018-1144`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	2,658,600 sqft

Location & Zoning

Street Address	1495 KEYSTONE CT, 42-5
City	ELGIN
State	IL
Zip	60120-7012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	FIELDSTONE CONDO
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1013
Census Tract	804512

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1495 KEYSTONE CT, 425, ELGIN, IL 60120-7012
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST SAVINGS BANK
Apr 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2012 · Amount on Record
Deed Sale	Oct 24, 2012 · Amount on Record
Prior Sale	Mar 9, 2012
Deed Document Number	201247016
Last Transfer Date	Apr 2, 2019
Transfer Doc	0000049109
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1495 KEYSTONE CT # 425, 425, ELGIN, IL 60120-7012
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007325008
Date	Mar 14, 2018
Instrument	1807325008

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1495 KEYSTONE CT # 425, 425, ELGIN, IL 60120-7012
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022621023
Date	Aug 13, 2020
Instrument	2022621023

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 10, 2019
Property Address	1495 KEYSTONE CT # 425, 425, ELGIN, IL 60120-7012
Document Number	1910049109
Instrument Date	Apr 2, 2019
Instrument	10049109
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1495 KEYSTONE CT #42-5 ELGIN IL 601207012, 42-5, ELGIN, IL 60120-7012

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,351 (+49.66%) Land $4,863 Building $22,488	$273,510 (+49.66%) Land $48,630 Building $224,880
2023	$3,543.00 (+4.51%)
2022	$3,390.00 Homeowner's exemption	$18,275 Land $1,418 Building $16,857	$182,750 Land $14,180 Building $168,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Keystone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures