1495 E 320 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1495 E 320 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 2006
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$343,700 (Sep 2020)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-118-0022`

Property Details

APN / Parcel Number

Primary APN	`66-118-0022`
Alternative APN	`324084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	4,310 sqft
1st Floor Area	1,118 sqft
Basement Area	1,196 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	922 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	504 sqft
Deck Area	Deck Area
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	324084
Street Address	1495 E 320 N
City	SPANISH FORK
State	UT
Zip	84660-5677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, PLAT B, SUNNY RIDGE SUBDV. AREA 0.275 AC.
Legal Subdivision	SUNNY RIDGE SUB
Legal Lot Number	22
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3008
Census Tract	10307

Owner

1495 E 320 N is owned and occupied by an individual who bought it in September 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1495 E 320 N, SPANISH FORK, UT 84660-5677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 16, 2020	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGEONE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	2020141343
Prior Transfer Date	Nov 21, 2016
Prior Transfer Doc	0000118563
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1495 E 320 N, SPANISH FORK, UT 84660-5677
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085337
Date	Dec 4, 2024
Instrument	85337:2024

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2020
Property Address	1495 E 320 N, SPANISH FORK, UT 84660-5677
Document Number	0000141343
Instrument Date	Sep 11, 2020
Instrument	141343:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	WASATCH TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1495 E 320 N, SPANISH FORK, UT 84660-5677

Mortgage

Document Number	0000141342
Date	Sep 16, 2020
Instrument	141342:2020

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1495 E 320 N was $3,217, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,150 (-44.47%)	$613,000 (+0.96%) Land $242,700 Building $370,300
2025	$3,217.00 (+0.03%)	$607,200 Land $242,700 Building $364,500	$607,200 Land $242,700 Building $364,500
2024	$3,216.00 (+11.01%)
2023	$2,897.00 (-6.85%)	$298,980	$543,600 Land $231,000 Building $312,600
2022	$3,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1495 E 320 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1495 E 320 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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