1495 Denise Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 1495 Denise Dr, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,040 sqft Living Area
Lot Size6,829 sqft (0.156 acres)
GarageMixed
OccupancyOwner Occupied
Tax Bill$2,171.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-443-040-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,040 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area6,829 sqft (0.156 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1495 DENISE DR
CityRIPON
StateCA
Zip95366-2809
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description79/FORM PT 259-090-10
Legal SubdivisionALMOND QUEEN TERRACE UNIT #1
Legal Lot Number69
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup2
Census Block2003
Census Tract5004

Owner

Source: San Joaquin County records · APN 259-443-040-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1495 DENISE DR, RIPON, CA 95366-2809
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
RSI FINANCIAL SERVICES
Aug 02, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Oct 05, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANFRONT LLC
Apr 22, 2021Affidavit of Death of Joint Tenant, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Feb 13, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
ORION LNDG
Apr 13, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LNDG
Aug 24, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2021
Deed SaleApr 22, 2021
Prior SaleOct 26, 2010 · Amount on Record
Deed Doc Number2021-070645
Record RefreshedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Transaction TypeMortgage
Record UpdatedMar 06, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1495 DENISE DR, RIPON, CA 95366-2809

Mortgage

Document Number0000014498
DateFeb 23, 2026
Instrument2026-014498
Lender
NameRSI FINANCIAL SERVICES
AddressSAN JUAN CAPISTRANO, CA 92675
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1495 DENISE DR, RIPON, CA 95366-2809

Mortgage

Document Number0000060633
DateAug 02, 2023
Instrument2023-060633
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Transaction TypeMortgage
Record UpdatedOct 17, 2022
Title CompanyMORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115762
DateOct 05, 2022
Instrument2022-115762
Lender
NameLOANFRONT LLC
TypeNon-Lending Institution
AddressHAZLET, NJ 07730
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN JOAQUIN CA
Recording DateApr 22, 2021
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Document Number0000070645
Map ReferenceVOL 24 PG 17
Instrument DateJan 29, 2021
Instrument2021-070645
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyMADISON SETTLEMENT SERVICES

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070646
DateApr 22, 2021
Instrument2021-070646
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Document Number0000021321
Instrument DateFeb 13, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1495 DENISE DR RIPON CA 953662809, RIPON, CA 95366-2809

Mortgage

Document Number0000021321
DateFeb 19, 2020
Instrument21321
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Document Number0000047010
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 09, 2018
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1495 DENISE DR RIPON CA 953662809, RIPON, CA 95366-2809

Mortgage

Document Number0000047010
DateApr 30, 2018
Instrument47010
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1495 DENISE DR, RIPON, CA 95366-2809
Document Number0000124187
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1495 DENISE DR RIPON CA 953662809, RIPON, CA 95366-2809

Mortgage

Document Number0000124187
DateOct 25, 2017
Instrument124187
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,171.00 (+3.88%) Homeowner's exemption$202,416 (+4.04%) Land $49,962 Building $152,454
2023$2,090.00 (+1.65%) Homeowner's exemption$194,558 Land $48,023 Building $146,535
2022$2,056.00

Flood & Wildfire

1495 Denise Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 11th in California
Wildfire LikelihoodLow — about 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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