1495 Copa D Oro, Marathon, FL 33050 Property Records

Monroe County property record for 1495 Copa D Oro, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,119 sqft · built 1988
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Aug 2021)
Tax Bill	$11,852 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`00356420-000000`

Property Details

APN / Parcel Number

Primary APN	`00356420-000000`
Alternative APNs	`15663200356420000000` `1438103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,650 sqft (0.244 acres)
Garage Type	Carport
Carport	Carport
Carport Area	766 sqft

Exterior Amenities

Pool Area	250 sqft
Porch	Open Porch
Porch Area	2,385 sqft
Deck Area	1,489 sqft
Patio Area	1,804 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1438103
Old Parcel Number	15663200356420000000
Street Address	1495 COPA D ORO
City	MARATHON
State	FL
Zip	33050-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 98 AND W 1/2 LT 99 AMENDED PLAT OF FLAMINGO ISLAND ESTATES PB5-121 BOOT KEY OR585-60 OR589-483 OR587-296 OR605-747
Legal Range	32E
Legal Township	66S
Legal Section	15
Legal Subdivision	FLAMINGO ISLAND EST AMD PLAT
Legal Block	1
Legal Lot Number	98-99
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1043
Census Tract	971200

Owner

Source: Monroe County assessment roll, APN 00356420-000000, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1495 COPA D ORO, MARATHON, FL 33050-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2337530
Deed Book / Page	3122 / 1711
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 30, 2021
Property Address	1495 COPA D ORO, MARATHON, FL 33050-5400
Document Number	0031221711
Book / Page	3122 / 1711
Map Reference	MB 5 PG 121
Instrument Date	Aug 24, 2021
Instrument	2337530
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	681 SHERWOOD DR, GILBERTSVILLE, KY 42044-8666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FOREST TER, ANNAPOLIS, MD 21409-5326

Mortgage

Document Number	0031221713
Date	Aug 30, 2021
Instrument	3122/1713

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 28, 2017
Property Address	1495 COPA D ORO, MARATHON, FL 33050-5400
Document Number	0028611702
Book / Page	002861 / 001702
Instrument Date	Jun 09, 2017
Instrument	2128914
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,914.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	681 SHERWOOD DR GILBERTSVILLE KY 420448666, GILBERTSVILLE, KY 42044-8666

Tax Assessment & Valuation

Source: Monroe County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,298,536 (+10.08%) Land $948,340 Building $350,196	$1,298,536 (+10.08%) Land $948,340 Building $350,196
2024	$11,852.00 (+9.88%)
2023	$10,786.00 (+10.91%)	$1,179,594 (+20.94%) Land $842,969 Building $336,625	$1,179,594 (+20.94%) Land $842,969 Building $336,625
2022	$9,725.00	$975,361 Land $634,422 Building $340,939	$975,361 Land $634,422 Building $340,939

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879712001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 741 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,105 units insured incl. 364 condo units
Nearby Flood Claims	483 (1980–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 312 claims Hurricane Wilma, Oct 2005 · 17 claims Hurricane Georges, Sep 1998 · 130 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 129 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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