1495 Cobblestone Dr, Lincoln, CA 95648 Property Records

Placer County property record for 1495 Cobblestone Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,621 sqft · built 1997
Lot Size	0.137 acres (5,958 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Aug 2022)
Tax Bill	$6,684 (2025)
Deeds & Mortgages	Aug 2022 Sale Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-690-009-000`

Property Details

APN / Parcel Number

Primary APN	`021-690-009-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,621 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,958 sqft (0.137 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1495 COBBLESTONE DR
City	LINCOLN
State	CA
Zip	95648-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 LAKESIDE DRIVE ESTATES UNIT III T-44
Legal Subdivision	LAKESIDE DRIVE ESTATES
Legal Lot Number	9
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2009
Census Tract	23400

Owner

1495 Cobblestone Dr is owned and occupied by an individual who bought it in August 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1495 COBBLESTONE DR, LINCOLN, CA 95648-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS
Jan 11, 2017	Grant Deed, Transfer · VA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Jan 11, 2017 · Amount on File
Deed Document Number	202262236
Prior Transfer Date	Aug 4, 2004
Prior Transfer Doc	0000120669
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 4, 2022
Property Address	1495 COBBLESTONE DR, LINCOLN, CA 95648-2430
Document Number	0000062236
Map Reference	MB T PG 44
Instrument Date	Aug 2, 2022
Instrument	2022-0062236
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 COBBLESTONE DR, LINCOLN, CA 95648-2430

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1495 COBBLESTONE DR, LINCOLN, CA 95648-2430
Document Number	0000035319
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1495 COBBLESTONE DR LINCOLN CA 956482430, LINCOLN, CA 95648-2430

Mortgage

Document Number	0000035319
Date	Apr 20, 2020
Instrument	35319

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 11, 2017
Property Address	1495 COBBLESTONE DR, LINCOLN, CA 95648-2430
Document Number	0000001814
Map Reference	MAP T PG44
Instrument Date	Jan 9, 2017
Instrument	2017-0001814
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1495 COBBLESTONE DR, LINCOLN, CA 95648-2430

Mortgage

Document Number	0000001815
Date	Jan 11, 2017
Instrument	2017-0001815

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1495 Cobblestone Dr was $6,684.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,000 (-8.85%) Land $150,000 Building $375,000
2025	$6,684.00	$576,000 Land $164,600 Building $411,400
2023	$6,136.00 (+26.57%)	$515,000 Land $147,100 Building $367,900
2022	$4,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1495 Cobblestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1495 Cobblestone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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