1495 Alder St, Elgin, OR 97827 Property Records

Union County property record for 1495 Alder St, Elgin, OR 97827

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Feb 2022)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
APN	`01N3915CA 3200`

Property Details

APN / Parcel Number

Primary APN	`01N3915CA 3200`
Alternative APNs	`01N39E15CA320002301` `12928`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	240 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,227 sqft (0.12 acres)
Lot Width	73 ft Width
Driveway	Driveway
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Account Number	12928
Street Address	1495 ALDER ST
City	ELGIN
State	OR
Zip	97827-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EL-GC
Legal Lot Number	3200
Jurisdiction	UNION OR
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3017
Census Tract	970100

Owner

Source: Union County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1495 ALDER ST, ELGIN, OR 97827-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	2022523
Prior Transfer Date	Apr 6, 2006
Prior Transfer Doc	0000001632
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Feb 14, 2022
Property Address	1495 ALDER ST, ELGIN, OR 97827-9702
Document Number	0020220523
Instrument Date	Feb 4, 2022
Instrument	20220523
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 ALDER ST, ELGIN, OR 97827-9702

Mortgage

Document Number	0020220524
Date	Feb 14, 2022
Instrument	20220524

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Elgin City
Unified School District	Elgin School District 23 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+6.11%)	$56,840 (+2.99%) Land $17,300 Building $39,540	$124,090 (+13.79%) Land $33,270 Building $90,820
2023	$965.00	$55,190 Land $16,800 Building $38,390	$109,050 Land $31,030 Building $78,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless · Fiber in parts of the area	50 / 10