14947 Moonglow Dr, Ramona, CA 92065 Property Records

San Diego County property record for 14947 Moonglow Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,218 sqft · built 2001
Lot Size0.461 acres (20,071 sqft)
OwnerCompany Name on Record
Last Sale$309,000 (Apr 2001)
Tax Bill$6,194 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN288-662-40-00

Property Details

APN / Parcel Number

Primary APN288-662-40-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,218 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area20,071 sqft (0.461 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address14947 MOONGLOW DR
CityRAMONA
StateCA
Zip92065-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 165 TR 008031
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract008031
Legal Block2
Legal Lot Number165
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2001
Census Tract20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14947 MOONGLOW DR, RAMONA, CA 92065-4534
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 1, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2001 · Amount on Record
Deed SaleApr 27, 2001 · Amount on Record
Prior SaleNov 7, 2000 · Amount on Record
Deed Document Number2001264141
Last Transfer DateJul 8, 2024
Transfer Doc0000177688
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14947 MOONGLOW DR, RAMONA, CA 92065-4534
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174383
DateMay 1, 2018
Instrument2018-0174383
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14947 MOONGLOW DR, RAMONA, CA 92065-4534
Document Number0000533960
Instrument DateOct 28, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14947 MOONGLOW DR RAMONA CA 920654534, RAMONA, CA 92065-4534

Mortgage

Document Number0000533960
DateNov 16, 2017
Instrument533960
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$506,807 (+2%) Land $138,314 Building $368,493
2025$6,194.00 (+7.05%) Homeowner's exemption$496,870 (+4.04%) Land $135,602 Building $361,268
2023$5,786.00 (-1.92%) Homeowner's exemption$477,579 Land $130,338 Building $347,241
2022$5,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.3% of the US · above 90% of California
Wildfire Likelihood3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: San Diego Broadband, Verizon.

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