Montgomery County property record for 14947 Carriage Square Dr, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,617 sqft · built 1987 |
| Lot Size | 0.047 acres (2,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Aug 2018) |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02637687 |
| Primary APN | 13-02637687 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 429 sqft |
| Finished Basement | 429 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,030 sqft (0.047 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02637687 |
|---|---|
| Street Address | 14947 CARRIAGE SQUARE DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5776 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRC |
| Legal Description | LONGMEAD |
| Legal Subdivision | LONGMEAD |
| Legal Block | F |
| Legal Lot Number | 131 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 703221 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14947 CARRIAGE SQUARE DR, SILVER SPRING, MD 20906-5776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Aug 14, 2018 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Dec 9, 1998 · Amount on Record |
| Deed Book / Page | 56462 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 14947 CARRIAGE SQUARE DR, SILVER SPRING, MD 20906-5776 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | NEIGHBORHOOD SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 9908 WILDWOOD RD, KENSINGTON, MD 20895-4231 |
| Document Number | 0640530046 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 64053/46 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 14947 CARRIAGE SQUARE DR, SILVER SPRING, MD 20906-5776 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | NEIGHBORHOOD SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0609020270 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 60902/270 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 14947 CARRIAGE SQUARE DR, SILVER SPRING, MD 20906-5776 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | NEIGHBORHOOD SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 14947 CARRIAGE SQUARE DR, SILVER SPRING, MD 20906-5776 |
| Document Number | 0644260315 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 64426/315 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 14, 2018 |
| Property Address | 14947 CARRIAGE SQUARE DR, SILVER SPRING, MD 20906-5776 |
| Document Number | 0564620130 |
| Book / Page | 056462 / 000130 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14947 CARRIAGE SQUARE DR SILVER SPRING MD 209065776, SILVER SPRING, MD 20906-5776 |
| Document Number | 564620136 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 056462/000136 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDIETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,267 (+3.66%) | $396,400 (+10.97%) Land $125,000 Building $271,400 | |
| 2025 | $3,856.00 (+30.58%) | $357,200 (+11.79%) Land $125,000 Building $232,200 | $357,200 (-) Land $125,000 Building $232,200 |
| 2023 | $319,533 | $357,200 Land $125,000 Building $232,200 | |
| 2022 | $2,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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