14945 Royalbrook Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 14945 Royalbrook Dr, Chesterfield, MO 63017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,842 sqft · built 1986
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$367,100 (Jan 2021)
Tax Bill$5,796 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20S-34-0692

Property Details

APN / Parcel Number

Primary APN20S-34-0692

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,842 sqft Living Area
Gross Area3,485 sqft
1st Floor Area1,218 sqft
Basement Area203 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions90 ft deep x 90 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area54 sqft
Patio Area440 sqft
Balcony Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14945 ROYALBROOK DR
CityCHESTERFIELD
StateMO
Zip63017-7747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code105R2
Legal DescriptionROYALBROOK 8 16 85 LOT 906
Legal SubdivisionROYALBROOK
Legal Lot Number906
JurisdictionST LOUIS MO
Township / Civil DivisionLAFAYETTE
Census Block Group1
Census Block1005
Census Tract217854

Owner

14945 Royalbrook Dr is owned and occupied by two individuals who bought it in January 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address14945 ROYALBROOK DR, CHESTERFIELD, MO 63017-7747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NAVY FCU
Jan 17, 2019Warranty Deed, Transfer
NAVY FCU
Feb 15, 2017Loan Modification, Mortgage
ENTERPRISE BK
Dec 30, 2016Deed of Trust, Mortgage
ENTERPRISE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2021 · Amount on File
Deed SaleJan 28, 2021 · Amount on File
Prior SaleJan 17, 2019 · Amount on File
Deed Document Number2021760
Deed Book / Page24620 / 5670
Prior Transfer DateDec 10, 2012
Prior Transfer Doc0202770948
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MO
Recording DateJan 28, 2021
Property Address14945 ROYALBROOK DR, CHESTERFIELD, MO 63017-7747
Document Number0246205670
Book / Page24620 / 5670
Map ReferenceMB 234 PG 14
Instrument DateJan 22, 2021
Instrument2021012800760
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyEXPERT TITLE LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14945 ROYALBROOK DR, CHESTERFIELD, MO 63017-7747

Mortgage

Document Number2021012800761
DateJan 28, 2021
Instrument2021012800761
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJan 17, 2019
Property Address14945 ROYALBROOK DR, CHESTERFIELD, MO 63017-7747
Document Number0233621091
Book / Page023362 / 001091
Instrument DateDec 26, 2018
Instrument235
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyINVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14945 ROYALBROOK DR CHESTERFIELD MO 630177747, CHESTERFIELD, MO 63017-7747

Mortgage

Document Number233621094
DateJan 17, 2019
Book Page023362/001094
Instrument236
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueJan 16, 2049

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MO
Property Address14945 ROYALBROOK DR, CHESTERFIELD, MO 63017-7747
Document Number0225230753
Book / Page022523 / 000753
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14945 ROYALBROOK DR CHESTERFIELD MO 630177747, CHESTERFIELD, MO 63017-7747

Mortgage

Document Number0225230753
DateMay 12, 2017
Book Page022523/000753
Instrument526
Lender
NameENTERPRISE BK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueMay 11, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address14945 ROYALBROOK DR, CHESTERFIELD, MO 63017-7747
Document Number0223462999
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyTRUE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14945 ROYALBROOK DR CHESTERFIELD MO 630177747, CHESTERFIELD, MO 63017-7747

Mortgage

Document Number0223462999
DateJan 9, 2017
Book Page022346/002999
Instrument544
Lender
NameENTERPRISE BK
TypeBank
AddressSAINT LOUIS, MO 63132
Agreement
AmountAmount on Record
Term360 Months
DueJan 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14945 Royalbrook Dr was $5,796, down 2.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityChesterfield City
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,600 (-) Land $32,680 Building $61,920$497,900 (-) Land $172,000 Building $325,900
2025$5,796.00 (-2.51%)$94,600 (+2.89%) Land $32,680 Building $61,920$497,900 Land $172,000 Building $325,900
2024$5,945.00 (+1.42%)$91,940 (-) Land $29,050 Building $62,890
2023$5,862.00 (+11.15%)$91,940 (+21.68%) Land $29,050 Building $62,890$483,900 Land $152,900 Building $331,000
2022$5,274.00$75,560 Land $25,420 Building $50,140
2021$397,700 Land $133,800 Building $263,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14945 Royalbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14945 Royalbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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