14945 Highlands Way, Clearlake, CA 95422 Property Records

Lake County property record for 14945 Highlands Way, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1985
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (Jan 2017)
Tax Bill	$2,216 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-304-110-000`

Property Details

APN / Parcel Number

Primary APN	`039-304-110-000`
Alternative APN	`039-304-11`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Steel Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	039-304-11
Street Address	14945 HIGHLANDS WAY
City	CLEARLAKE
State	CA
Zip	95422-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NASH
Legal Block	3
Legal Lot Number	10
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	3
Census Block	3016
Census Tract	802

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1512, LOWER LAKE, CA 95457-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 31, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Deed Document Number	20171318
Prior Transfer Date	Mar 3, 2009
Prior Transfer Doc	0000004048
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	14945 HIGHLANDS WAY, CLEARLAKE, CA 95422-8824
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14945 HIGHLANDS WAY, CLEARLAKE, CA 95422-8824

Mortgage

Document Number	0000013557
Date	Oct 26, 2020
Instrument	2020013557

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	14945 HIGHLANDS WAY, CLEARLAKE, CA 95422-8824
Document Number	0000000951
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14945 HIGHLANDS WAY CLEARLAKE CA 954228824, CLEARLAKE, CA 95422-8824

Mortgage

Document Number	0000000951
Date	Jan 27, 2020
Instrument	951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Jan 26, 2043

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 31, 2017
Property Address	14945 HIGHLANDS WAY, CLEARLAKE, CA 95422-8824
Document Number	0000001318
Instrument Date	Jan 27, 2017
Instrument	1318
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1512 LOWER LAKE CA 954571512, LOWER LAKE, CA 95457-1512

Mortgage

Document Number	1319
Date	Jan 31, 2017
Instrument	1319

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,216.00 (+2.55%) Homeowner's exemption	$188,806 (+2%) Land $29,591 Building $159,215
2025	$2,161.00 (+2.56%) Homeowner's exemption	$185,105 (+4.04%) Land $29,011 Building $156,094
2023	$2,107.00 (+5.4%) Homeowner's exemption	$177,920 Land $27,886 Building $150,034
2022	$1,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1982–2019)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Feb 2019 · Severe Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 50
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Highlands Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures