Smith County property record for 14945 E Ridge Rd, ARP, TX 75750 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,618 sqft Heated Area |
| Lot Size | 60,069 sqft (1.37 acres) |
| Garage | 859 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,893.00 (2025) |
Source: Smith County records · APN R109392
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14945 E RIDGE RD, ARP, TX 75750-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage COOPERATIVE TEACHERS CU |
| Mar 25, 2020 | Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 16, 2018 | Warranty Deed, Construction Loan · Building or Construction Mortgage COOPERATIVE TEACHERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 |
| Deed Sale | Jul 16, 2018 |
| Prior Sale | Oct 29, 2012 |
| Deed Doc Number | WD 30130 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 14945 E RIDGE RD, ARP, TX 75750-9786 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001001257 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 202401001257 |
| Name | COOPERATIVE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | TYLER, TX 75701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 14945 E RIDGE RD, ARP, TX 75750-9786 |
| Document Number | 0000010685 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 14945 E RIDGE RD ARP TX 757509786, ARP, TX 75750-9786 |
| Document Number | 0000010685 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 10685 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jul 16, 2018 |
| Property Address | 14945 E RIDGE RD, ARP, TX 75750-9786 |
| Document Number | 0000030130 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 30130 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14945 E RIDGE RD ARP TX 757509786, ARP, TX 75750-9786 |
| Document Number | 30134 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 30134 |
| Name | COOPERATIVE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | TYLER, TX 75701 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Arp Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,893.00 (-2.04%) Homeowner's exemption | $490,330 (-7.05%) Land $46,720 Building $443,610 | $490,330 (-7.05%) Land $46,720 Building $443,610 |
| 2024 | $4,995.00 (+18.93%) | ||
| 2023 | $4,200.00 (-12.26%) Homeowner's exemption | $527,511 Land $49,500 Building $478,011 | $527,511 Land $49,500 Building $478,011 |
| 2022 | $4,787.00 |
Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 19% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R109392 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Building Area | 2,618 sqft Heated Area |
| 1st Floor | 2,618 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 60,069 sqft (1.37 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 859 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Pool Area | 1 sqft Pool |
| Porch | Open Porch |
| Porch Area | 374 sqft Porch |
| Wet Bar | Wet Bar |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | R109392 |
|---|---|
| Street Address | 14945 E RIDGE RD |
| City | ARP |
| State | TX |
| Zip | 75750-9786 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE WOODS LOT 47 |
| Legal Subdivision | EAST LAKE WOODS |
| Legal Lot Number | 47 |
| Jurisdiction | SMITH TX |
| Minor Civil Division | TROUP-ARP |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 2102 |
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