14945 Alberta Ave, Warren, MI 48089 Property Records

Macomb County property record for 14945 Alberta Ave, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1954
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,900 (Jul 2026)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-25-229-046`

Property Details

APN / Parcel Number

Primary APN	`12-13-25-229-046`
Alternative APN	`1325229046`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	117 ft deep x 45 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	14945 ALBERTA AVE
City	WARREN
State	MI
Zip	48089-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	HOPP & NEVILLES HALFWAY VILLAGE SUBDIVISION NO 1 LOT 277 L.9 P.22
Legal Subdivision	HALFWAY VILLAGE SUBDIVISION
Legal Lot Number	277
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3003
Census Tract	262900

Owner

Source: Macomb County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7260 CHALMERS AVE, WARREN, MI 48091-3072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Nov 12, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202664738
Deed Book / Page	30750 / 445
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 6, 2026
Property Address	14945 ALBERTA AVE, WARREN, MI 48089-2166
Document Number	0000063281
Book / Page	30743 / 208
Instrument Date	Jun 29, 2026
Instrument	202663281
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14945 ALBERTA AVE, WARREN, MI 48089-2166

Mortgage

Document Number	0000063281,
Date	Jul 6, 2026
Book Page	30743/208
Instrument	202663281

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 8, 2026
Property Address	14945 ALBERTA AVE, WARREN, MI 48089-2166
Document Number	0000064738
Book / Page	30750 / 445
Instrument Date	Jun 29, 2026
Instrument	202664738
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148,443.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 CHALMERS AVE, WARREN, MI 48091-3072

Mortgage

Document Number	0000063280,
Date	Jul 8, 2026
Instrument	202663280

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000063281,
Date	Jul 6, 2026
Book Page	30743/208
Instrument	202663281

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 6, 2026
Property Address	14945 ALBERTA AVE, WARREN, MI 48089-2166
Document Number	0000063280
Book / Page	30743 / 194
Instrument Date	Jun 29, 2026
Instrument	202663280
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 CHALMERS AVE, WARREN, MI 48091-3072

Mortgage

Document Number	0000063280,
Date	Jul 6, 2026
Book Page	30743/194
Instrument	202663280

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 12, 2025
Property Address	14945 ALBERTA AVE, WARREN, MI 48089-2166
Document Number	2500101486
Book / Page	30384 / 514
Map Reference	LB 9 PG 22
Instrument Date	Oct 30, 2025
Instrument	202500101486
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2025
Title Company	SOURCE TITLE AGENCY LLC, SHORES TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1985 W BIG BEAVER RD # RD320, RD320, TROY, MI 48084-3421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14945 ALBERTA AVE, WARREN, MI 48089-2166

Mortgage

Document Number	0000384516
Date	Nov 12, 2025
Instrument	30384/516

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,230 (+3.48%)	$112,460 (+3.48%)
2025	$1,284.00 (+2.31%) Homeowner's exemption	$54,340 (+53.16%)	$108,680 (+53.16%)
2024	$1,255.00 (+10.87%)
2023		$35,480	$70,960
2022	$1,132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 907 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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