14941 Roberts Shore Dr, Constantine, MI 49042 Property Records

St. Joseph County property record for 14941 Roberts Shore Dr, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	2 ba · 884 sqft · built 1978
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,500 (Sep 2018)
Tax Bill	$861 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-120-017-00`

Property Details

APN / Parcel Number

Primary APN	`003-120-017-00`

Interior

Full Baths	2 Baths
Building Area	884 sqft Building Perimeter
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	17,860 sqft (0.41 acres)
Garage Area	1,634 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14941 ROBERTS SHORE DR
City	CONSTANTINE
State	MI
Zip	49042-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 ROBERT'S SHORES. SEC 14 T7S R12W. SUBJ TO 20 FT EASEMENT TO MICH POWER CO DESD IN L477-P577.
Legal Range	12W
Legal Township	07S
Legal Section	14
Legal Subdivision	ROBERT'S SHORES. SEC 14 T7S R12W
Legal Lot Number	17
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	1
Census Block	1006
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Jun 5, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Book / Page	1932 / 831
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690

Mortgage

Document Number	2020000863
Date	Apr 15, 2020
Instrument	2020000863

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 27, 2018
Property Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690
Document Number	01932/0831
Book / Page	1932 / 0831
Map Reference	LB4 PG28
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,403.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14941 ROBERTS SHORE DR, 14941, CONSTANTINE, MI 49042-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690

Mortgage

Document Number	0001932835
Date	Sep 27, 2018
Instrument	1932/835

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 2, 2017
Property Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690
Document Number	1872/0264
Book / Page	1872 / 0264
Map Reference	LB4 PG28
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14941 ROBERTS SHORE DR, 14941, CONSTANTINE, MI 49042-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 ROCK VALLEY DR, KALAMAZOO, MI 49006-1448

Mortgage

Document Number	18720268
Date	Jun 2, 2017
Instrument	1872/0268

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 5, 2017
Property Address	14941 ROBERTS SHORE DR, CONSTANTINE, MI 49042-9690
Document Number	1872/0588
Book / Page	1872 / 0588
Map Reference	LB4 PG28
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 ROCK VALLEY DR, KALAMAZOO, MI 49006-1448

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (-1.53%)	$257,600 (-1.53%)
2025	$861.00 Homeowner's exemption	$130,800 Land $8,200 Building $122,600	$261,600 Land $16,400 Building $245,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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