Cherokee County property record for 14940 N 437 Rd, Hulbert, OK 74441
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,996 sqft · built 1993 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,500 (Jan 2024) |
| Tax Bill | $1,545 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10003 |
| Primary APN | 10003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 105 sqft |
| Patio Area | 434 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10003 |
|---|---|
| Street Address | 14940 N 437 RD |
| City | HULBERT |
| State | OK |
| Zip | 74441-6300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R21E S07 BEG SE/C SE SE N89*15'52" W992.87' TO POB N00*29'00" E329.06' N88*52'29" W328.80' S00*26'46" W331.30' S89*15'52 |
| Legal Range | 21E |
| Legal Township | 17N |
| Legal Section | 07 |
| Jurisdiction | CHEROKEE OK |
| Township / Civil Division | HULBERT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 977702 |
14940 N 437 Rd is owned by two individuals who bought it in January 2024.
Source: Cherokee County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14940 N 437 RD, HULBERT, OK 74441-6300 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK OF OKLAHOMA |
| Aug 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Mar 29, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on File |
| Deed Sale | Jan 18, 2024 · Amount on File |
| Prior Sale | Oct 31, 2001 |
| Deed Document Number | 2024365 |
| Deed Book / Page | 1402 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | Jan 18, 2024 |
| Property Address | 14940 N 437 RD, HULBERT, OK 74441-6300 |
| Document Number | 001402/278 |
| Book / Page | 1402 / 278 |
| Instrument Date | Jan 11, 2024 |
| Instrument | I-2024-000365 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14940 N 437 RD, HULBERT, OK 74441-6300 |
| Document Number | 001402/282 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 1402/282 |
| Instrument | I-2024-000366 |
| Name | AMERICAN BANK OF OKLAHOMA |
|---|---|
| Type | Bank |
| Address | MUSKOGEE, OK 74403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 14940 N 437 RD, HULBERT, OK 74441-6300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 14940 N 437 RD, HULBERT, OK 74441-6300 |
| Document Number | 001389/379 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 1389/379 |
| Instrument | I-2023-005469 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | TAHLEQUAH, OK 74465 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 4, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 14940 N 437 RD, HULBERT, OK 74441-6300 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-002304 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 1172/269 |
| Instrument | 2017-002304 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | TAHLEQUAH, OK 74464 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 3, 2027 |
The 2025 property tax bill for 14940 N 437 Rd was $1,545.
Source: Cherokee County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cherokee County |
| Elementary School District | Shady Grove Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,850 (-3.54%) Land $1,375 Building $19,475 | $189,550 (-3.54%) Land $12,500 Building $177,050 | |
| 2025 | $1,545.00 | $21,615 (+57.69%) Land $1,375 Building $20,240 | $196,500 (+1.76%) Land $12,500 Building $184,000 |
| 2024 | $1,545.00 Homeowner's exemption | $13,707 (+3.01%) Land $644 Building $13,063 | $193,103 (+22.17%) Land $12,500 Building $180,603 |
| 2023 | Homeowner's exemption | $13,307 Land $605 Building $12,702 | $158,059 Land $7,188 Building $150,871 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14940 N 437 Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14940 N 437 Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 85% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE CO. RWD #11 serves 3,395 people · EPA ID OK1221637 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lake Region Technology & Communications Fiber | 2,500 / 2,500 |
5G (outdoors only) and 4G LTE
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