14934 Lone Oak Trl, Ramona, CA 92065 Property Records

San Diego County property record for 14934 Lone Oak Trl, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,752 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Aug 2016)
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-080-43-00`

Property Details

APN / Parcel Number

Primary APN	`331-080-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,752 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	435,600 sqft

Location & Zoning

Street Address	14934 LONE OAK TRL
City	RAMONA
State	CA
Zip	92065-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S92
Legal Description	SEC 8-14-2E NEQ NWQ OF SEQ OF
Legal Range	02E
Legal Township	14
Legal Section	08
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2013
Census Tract	20811

Owner

14934 Lone Oak Trl is owned and occupied by two individuals who acquired it in August 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2933, RAMONA, CA 92065-0950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Trustee's Deed, Transfer · Line of Credit SCHOOLSFIRST FCU
Aug 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2016 · Amount on File
Deed Sale	Aug 10, 2016 · Amount on File
Prior Sale	Nov 13, 2002 · Amount on File
Deed Document Number	2016407119
Last Transfer Date	Aug 1, 2017
Transfer Doc	0000381887
Record Updated	Oct 29, 2026

August 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	14934 LONE OAK TRL, RAMONA, CA 92065-5113
Instrument Date	Aug 7, 2019
Instrument	339229
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2933 RAMONA CA 920650950, RAMONA, CA 92065-0950

Mortgage

Document Number	0000339229
Date	Aug 13, 2019
Instrument	339229

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	18%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2017
Property Address	14934 LONE OAK TRL, RAMONA, CA 92065-5113
Document Number	0000381887
Instrument Date	Aug 1, 2017
Instrument	381887
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9966 CHESTNUT LN SEBASTOPOL CA 954729661, SEBASTOPOL, CA 95472-9661

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2017
Property Address	14934 LONE OAK TRL, RAMONA, CA 92065-5113
Document Number	0000153783
Instrument Date	Mar 24, 2017
Instrument	2017-0153783
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2933, RAMONA, CA 92065-0950

Mortgage

Document Number	0000153784
Date	Apr 5, 2017
Instrument	2017-0153784

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14934 Lone Oak Trl was $6,521 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,151 (+2%) Land $295,855 Building $343,296
2025	$6,521.00 Homeowner's exemption	$626,619 Land $290,054 Building $336,565
2023	$6,268.00 (+1.54%) Homeowner's exemption	$602,289 Land $278,792 Building $323,497
2022	$6,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14934 Lone Oak Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14934 Lone Oak Trl is extreme, ranking above 99.3% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.3% of the US · above 95% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Oak Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures