1493 Croydon Rd, Troy, OH 45373 Property Records

Miami County property record for 1493 Croydon Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1951
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Aug 2026)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-034670`

Property Details

APN / Parcel Number

Primary APN	`D08-034670`
Alternative APNs	`050620.1-17-001-00` `D08NW042 00100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1493 CROYDON RD
City	TROY
State	OH
Zip	45373-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3429 85'
Legal Subdivision	WESTBROOK SUB #2
Legal Lot Number	3429
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1022
Census Tract	365002

Owner

1493 Croydon Rd is owned and occupied by an individual who bought it in August 2026.

Source: Miami County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1493 CROYDON RD, TROY, OH 45373-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Line of Credit MINSTER BANK
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Mar 3, 2008 · Amount on File
Deed Document Number	20269611
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 3, 2026
Property Address	1493 CROYDON RD, TROY, OH 45373-2419
Document Number	0000009611
Instrument Date	Jul 21, 2026
Instrument	20269611
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1493 CROYDON RD, TROY, OH 45373-2419

Mortgage

Document Number	0000009612,
Date	Aug 3, 2026
Instrument	20269612

Lender

Name	MINSTER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1493 CROYDON RD, TROY, OH 45373-2419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006135
Date	May 23, 2017
Instrument	2017OR-06135

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1493 Croydon Rd was $2,025 with a homeowner's exemption, up 12.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00 (+12.19%) Homeowner's exemption	$61,110 (+27.6%) Land $10,430 Building $50,680	$174,600 Land $29,800 Building $144,800
2024	$1,805.00 (+2.21%) Homeowner's exemption	$47,890 (-) Land $11,240 Building $36,650
2023	$1,766.00 (+17.5%) Homeowner's exemption	$47,890 (-) Land $11,240 Building $36,650	$136,800 (-) Land $32,100 Building $104,700
2022	$1,503.00 Homeowner's exemption	$47,890 Land $11,240 Building $36,650	$136,800 Land $32,100 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1493 Croydon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1493 Croydon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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