14927 Davis Trace Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 14927 Davis Trace Dr, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,852 sqft · built 2002
Lot Size	1.06 acres (46,217 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Jul 2021)
Tax Bill	$7,086 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`195-102-17`

Property Details

APN / Parcel Number

Primary APN	`195-102-17`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,852 sqft Heated Area
Gross Area	5,030 sqft
1st Floor Area	2,908 sqft
Upper Floors Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	46,217 sqft (1.06 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	195-102-17
Street Address	14927 DAVIS TRACE DR
City	MINT HILL
State	NC
Zip	28227-7653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L17 M35-225
Legal Subdivision	DAVIS TRACE
Legal Lot Number	17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2008
Census Tract	5713

Owner

14927 Davis Trace Dr is owned and occupied by an individual who bought it in July 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14927 DAVIS TRACE DR, MINT HILL, NC 28227-7653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Aug 25, 2004 · Amount on File
Deed Document Number	0036266537
Deed Book / Page	36266 / 537
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 7, 2021
Property Address	14927 DAVIS TRACE DR, MINT HILL, NC 28227-7653
Document Number	0000131045
Book / Page	36266 / 537
Map Reference	MB 35 PG 225
Instrument Date	Jul 7, 2021
Instrument	2021131045
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10411 MIDWAY PARK DR # DR15002, DR15002, CHARLOTTE, NC 28277-5415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14927 DAVIS TRACE DR, MINT HILL, NC 28227-7653

Mortgage

Document Number	0000131046
Date	Jul 7, 2021
Instrument	2021131046

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14927 DAVIS TRACE DR, MINT HILL, NC 28227-7653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008033
Date	Jan 23, 2019
Book Page	33241/879
Instrument	2019008033

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 14927 Davis Trace Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14927 Davis Trace Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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