Cook County property record for 14926 Kostner Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,150 sqft · built 1981 |
| Lot Size | 0.347 acres (15,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Feb 2017) |
| Tax Bill | $7,071 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-10-312-012 |
| Primary APN | 28-10-312-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,100 sqft (0.347 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14926 KOSTNER AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MIDLOTHIAN)(GARDENS) SUB SEC 10-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 10 |
| Legal Subdivision | MIDLOTHIAN GARDENS |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 824602 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14926 KOSTNER AVE, MIDLOTHIAN, IL 60445-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 22, 2017 | Affidavit of Death, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Feb 22, 2017 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on Record |
| Deed Sale | Feb 22, 2017 · Amount on Record |
| Deed Document Number | 201710052 |
| Prior Transfer Date | Feb 15, 2017 |
| Prior Transfer Doc | 0000010051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14926 KOSTNER AVE, MIDLOTHIAN, IL 60445-3243 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14926 KOSTNER AVE, MIDLOTHIAN, IL 60445-3243 |
| Document Number | 0003921312 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2203921312 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14926 KOSTNER AVE, MIDLOTHIAN, IL 60445-3243 |
| Document Number | 1932655013 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 14926 KOSTNER AVE MIDLOTHIAN IL 604453243, MIDLOTHIAN, IL 60445-3243 |
| Document Number | 1932655013 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 32655013 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 21, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 22, 2017 |
| Property Address | 14926 KOSTNER AVE, MIDLOTHIAN, IL 60445-3243 |
| Document Number | 1705310051 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 5310051 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14926 KOSTNER AVE MIDLOTHIAN IL 604453243, MIDLOTHIAN, IL 60445-3243 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 22, 2017 |
| Property Address | 14926 KOSTNER AVE, MIDLOTHIAN, IL 60445-3243 |
| Document Number | 1705310052 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 5310052 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14141 KOSTNER AVE CRESTWOOD IL 604452209, CRESTWOOD, IL 60445-2209 |
| Document Number | 1705310053 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 5310053 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,000 (+29.79%) Land $5,285 Building $16,715 | $220,000 (+29.79%) Land $52,850 Building $167,150 | |
| 2023 | $7,071.00 (+11.25%) | ||
| 2022 | $6,356.00 Homeowner's exemption | $16,950 Land $4,530 Building $12,420 | $169,500 Land $45,300 Building $124,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 30 (1980–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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