14925 Zahm Rd, Rockton, IL 61072 Property Records

Winnebago County property record for 14925 Zahm Rd, Rockton, IL 61072

Property Summary

Property Type	Rural Home
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-36-200-005`

Property Details

APN / Parcel Number

Primary APN	`02-36-200-005`
Alternative APNs	`236200005` `306 102`

Exterior

Lot Area	174,676 sqft

Location & Zoning

Account Number	306 102
Street Address	14925 ZAHM RD
City	ROCKTON
State	IL
Zip	61072-9525
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S 260.55 FT N 1310.62 FT NE 1/4 SEC SEC: 36 TWP: 029 RANGE: 011 ACRES: 4.01
Legal Range	11E
Legal Township	29N
Legal Section	36
Jurisdiction	WINNEBAGO IL
Township / Civil Division	SHIRLAND
Census Block Group	4
Census Block	4006
Census Tract	4100

Owner

14925 Zahm Rd, a rural home, is owned and occupied by two individuals.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14925 ZAHM RD, ROCKTON, IL 61072-9525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BK
Mar 12, 2020	Deed of Trust, Mortgage · Conventional with PMI BLACKHAWK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 20, 2026
Property Address	14925 ZAHM RD, ROCKTON, IL 61072-9525
Document Number	0000009452
Instrument Date	Apr 15, 2026
Instrument	20269452
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	14925 ZAHM RD, ROCKTON, IL 61072-9525

Mortgage

Document Number	0000009452,
Date	Apr 20, 2026
Instrument	20269452

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14925 ZAHM RD, ROCKTON, IL 61072-9525
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012894
Date	Jun 13, 2023
Instrument	2312894

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 8, 2033

Interest

Rate Type	Adjustable Rate
Rate	8.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14925 ZAHM RD, ROCKTON, IL 61072-9525
Document Number	0001007717
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14925 ZAHM RD ROCKTON IL 610729525, ROCKTON, IL 61072-9525

Mortgage

Document Number	0001007717
Date	Mar 20, 2020
Instrument	1007717

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14925 ZAHM RD, ROCKTON, IL 61072-9525
Document Number	0001007406
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14925 ZAHM RD ROCKTON IL 610729525, ROCKTON, IL 61072-9525

Mortgage

Document Number	0001007406
Date	Mar 18, 2020
Instrument	1007406

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 14925 Zahm Rd was $9,401 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Shirland Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Shirland Community Consolidated School District 134 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,401.00	$142,124 Land $24,542 Building $117,582	$426,372 Land $73,626 Building $352,746
2022	Homeowner's exemption Disabled Person's exemption	$101,329 Land $17,675 Building $83,654	$303,987 Land $53,025 Building $250,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14925 Zahm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14925 Zahm Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zahm Rd

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