14923 Edgewater Cir, Naples, FL 34114 Property Records

Collier County property record for 14923 Edgewater Cir, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2017
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$289,000 (Sep 2017)
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`234860 86B01`

Property Details

APN / Parcel Number

Primary APN	`234860 86B01`
Alternative APN	`27746000347`

Interior

Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)
Pool Area	180 sqft
Deck Area	400 sqft

Location & Zoning

Street Address	14923 EDGEWATER CIR
City	NAPLES
State	FL
Zip	34114-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL HARBOR PHASE 1 LOT 8
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	CORAL HARBOR PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	8
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1000
Census Tract	11108

Owner

14923 Edgewater Cir is owner-occupied and held in a trust since October 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Deed Document Number	20175451676
Deed Book / Page	5434 / 2073
Last Transfer Date	Oct 9, 2020
Transfer Doc	0058282429
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966

Mortgage

Document Number	0059331843
Date	Apr 23, 2021
Book Page	5933/1843
Instrument	6044566

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	May 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056951674
Date	Nov 14, 2019
Book Page	5695/1674
Instrument	5790656

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2034

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 12, 2020
Property Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966
Document Number	0058282429
Book / Page	005828 / 002429
Instrument Date	Oct 9, 2020
Instrument	5936581
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14923 EDGEWATER CIR NAPLES FL 341148966, NAPLES, FL 34114-8966

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 25, 2017
Property Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966
Document Number	0054342073
Book / Page	5434 / 2073
Map Reference	MB61 PG67
Instrument Date	Sep 22, 2017
Instrument	5451676
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14923 EDGEWATER CIR, NAPLES, FL 34114-8966

Mortgage

Document Number	0005451677
Date	Sep 25, 2017
Instrument	5451677

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14923 Edgewater Cir was $4,685 with a homeowner's exemption, up 6.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,501 (+2.7%)	$390,834 (-14.76%) Land $130,680 Building $260,154
2025	$4,685.00 (+6.82%) Homeowner's exemption	$325,707	$458,525 Land $204,732 Building $253,793
2024	$4,386.00 (+3.27%)
2023	$4,247.00 (+1.77%) Homeowner's exemption	$307,309 (+3%)	$534,406 (+30.9%) Land $199,287 Building $335,119
2022	$4,173.00 Homeowner's exemption	$298,358	$408,255 Land $126,923 Building $281,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14923 Edgewater Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14923 Edgewater Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35

May also be available: CenturyLink.

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