14922 Saint Cloud Dr, Houston, TX 77062 Property Records

Harris County property record for 14922 Saint Cloud Dr, Houston, TX 77062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1980
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,900 (Nov 2019)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`109-284-000-0011`

Property Details

APN / Parcel Number

Primary APN	`109-284-000-0011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	2,248 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,850 sqft (0.203 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	286 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1092840000011
Street Address	14922 SAINT CLOUD DR
City	HOUSTON
State	TX
Zip	77062-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 24 OAKBROOK WEST SEC 4
Legal Subdivision	OAKBROOK WEST SEC 4
Legal Block	24
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2001
Census Tract	340600

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14922 SAINT CLOUD DR, HOUSTON, TX 77062-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit SHELL FCU
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2019	Warranty Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	2019505269
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14922 SAINT CLOUD DR, HOUSTON, TX 77062-2824
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209450
Date	Jun 7, 2023
Instrument	2023-209450

Lender

Name	SHELL FCU
Type	Credit Union
Address	DEER PARK, TX 77536

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14922 SAINT CLOUD DR, HOUSTON, TX 77062-2824
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021468953
Date	Aug 17, 2021
Instrument	2021-468953

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Sep 1, 2039

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 14, 2019
Property Address	14922 SAINT CLOUD DR, HOUSTON, TX 77062-2824
Document Number	0000505269
Instrument Date	Nov 12, 2019
Instrument	505269
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14922 SAINT CLOUD DR HOUSTON TX 770622824, HOUSTON, TX 77062-2824

Mortgage

Document Number	505270
Date	Nov 14, 2019
Instrument	505270

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,584 (+2.07%) Land $69,273 Building $251,311	$320,584 (+2.07%) Land $69,273 Building $251,311
2025	$5,047.00 (+73.26%) Homeowner's exemption	$314,094 (-9.89%) Land $69,273 Building $244,821	$314,094 (-9.89%) Land $69,273 Building $244,821
2024	$2,913.00 (+7.25%)
2023		$348,559 Land $55,866 Building $292,693	$348,559 Land $55,866 Building $292,693
2022	$2,716.00 (+16.57%)
2020	$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	93 (1979–2019)
Claims Outside the SFHA	92 of 93
Most Recent Claim	May 2019 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 20 claims Hurricane Ike, Sep 2008 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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