1492 State Hwy 8, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 1492 State Hwy 8, Mount Upton, NY 13809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2006
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$116,900 (Mar 2010)
Tax Bill	$3,870 (2026)
Deeds & Mortgages	May 2022 Refinance
Flood Zone	Zone AE (high risk)
APN	`083200 199.-1-43`

Property Details

APN / Parcel Number

Primary APN	`083200 199.-1-43`
Alternative APNs	`320019900000010430000000` `0710869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	300 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0710869
Street Address	1492 STATE HIGHWAY 8
City	MOUNT UPTON
State	NY
Zip	13809-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	CHENANGO NY
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4000
Census Tract	970602

Owner

Source: Chenango County and Guilford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1492 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2010 · Amount on Record
Deed Sale	Mar 22, 2010 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Book / Page	2010 / 483
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	1492 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4113
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000001180
Date	May 25, 2022
Instrument	20220-00001180

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Guilford Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,870.00 (+40.22%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$2,760.00	$133,100 (-) Land $14,200 Building $118,900	$168,481 (+5.06%) Land $17,975 Building $150,506
2023		$133,100 Land $14,200 Building $118,900	$160,361 Land $17,108 Building $143,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	7 (2006–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30