Elmore County property record for 1492 Main St, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2,316 sqft · built 2024 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $374,900 (Apr 2024) |
| Tax Bill | $1,099 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-13-1-001-009.000 |
| Primary APN | 11-06-13-1-001-009.000 |
|---|---|
| Alternative APN |
|
| Building Area | 2,316 sqft Living Area |
|---|---|
| 1st Floor Area | 2,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Street Address | 1492 MAIN ST |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-6069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.25 ACRES SEC 13 T19 R20 BEG NE COR NW1/4 NE1/4 TH S 862.50'; SW14.31'; W 370.58'; SW 90'(S) TO POB; SE 150'(S); SW 370'(S); |
| Legal Range | 020 |
| Legal Township | 019 |
| Legal Section | 13 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30500 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1492 MAIN ST, ECLECTIC, AL 36024-6069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 30, 2024 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST COMMUNITY BANK OF CENTRAL ALA |
| Oct 23, 2020 | Warranty Deed, Transfer |
| Oct 23, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Book / Page | 2024 / 20394 |
| Prior Transfer Date | Feb 24, 2021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | May 8, 2026 |
| Property Address | 1492 MAIN ST, ECLECTIC, AL 36024-6069 |
| Document Number | 2026027849 |
| Book / Page | 2026 / 27849 |
| Instrument Date | May 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1492 MAIN ST, ECLECTIC, AL 36024-6069 |
| Document Number | 2026027849, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 2026/27849 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 30, 2024 |
| Property Address | 1492 MAIN ST, ECLECTIC, AL 36024-6069 |
| Document Number | 2024/20394 |
| Book / Page | 2024 / 20394 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3564 HOITVILIE ROAD, WETUMPKA, AL 36092 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1492 MAIN ST, ECLECTIC, AL 36024-6069 |
| Document Number | 0202420398 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024/20398 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Oct 23, 2020 |
| Property Address | 1570 MAIN ST, ECLECTIC, AL 36024-6008 |
| Document Number | 2020/77507 |
| Book / Page | 2020 / 77507 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1260 MAIN STREET, 1260, WETUMPKA, AL 36093 |
| Name | Verified Name |
|---|---|
| Address | 260 MARK TRAIL, WETUMPKA, AL 36093 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Oct 23, 2020 |
| Property Address | 1492 MAIN ST, ECLECTIC, AL 36024-6069 |
| Document Number | 2020/77507 |
| Book / Page | 2020 / 77507 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1260 MAIN STREET, WETUMPKA, AL 36093 |
| Name | Verified Name |
|---|---|
| Address | 260 MARK TRAIL, WETUMPKA, AL 36093 |
| Investor | Possibly a Property Investor |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Municipality | Eclectic Town |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,099.00 (+6.91%) | ||
| 2025 | $1,028.00 (+834.55%) | $34,040 (+825%) | $340,370 (+1,752.86%) Land $18,370 Building $322,000 |
| 2024 | $110.00 | $3,680 (+0.16%) | $18,370 (-) Land $18,370 |
| 2023 | $110.00 (+29.41%) | $3,674 (+57.01%) Land $3,674 | $18,370 (+57.01%) Land $18,370 |
| 2022 | $85.00 | $2,340 Land $2,340 | $11,700 Land $11,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECLECTIC, WATER WORKS & SEWER BOARD serves 5,094 people · EPA ID AL0000533 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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