1492 Lakeridge Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 1492 Lakeridge Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,608 sqft · built 1969
Lot Size	0.381 acres (16,600 sqft)
Owner	Company Name on File
Last Sale	$758,000 (Jul 2017)
Tax Bill	$10,762 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`386-440-27-00`

Property Details

APN / Parcel Number

Primary APN	`386-440-27-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,608 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	16,600 sqft (0.381 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1492 LAKERIDGE LN
City	EL CAJON
State	CA
Zip	92020-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 34 TR 005872
Legal Subdivision	FLETCHER HILLS
Legal Tract	005872
Legal Block	2
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16201

Owner

1492 Lakeridge Ln is owned by a company that acquired it in July 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1492 LAKERIDGE LN, EL CAJON, CA 92020-1331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	May 28, 2008 · Amount on File
Deed Document Number	2017334879
Last Transfer Date	Jul 27, 2017
Transfer Doc	0000340726
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1492 LAKERIDGE LN, EL CAJON, CA 92020-1331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167496
Date	Apr 1, 2020
Instrument	2020-0167496

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	EL CAJON, CA 92020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	1492 LAKERIDGE LN, EL CAJON, CA 92020-1331
Document Number	0000340726
Instrument Date	Jul 27, 2017
Instrument	340726
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1492 LAKERIDGE LN EL CAJON CA 920201331, EL CAJON, CA 92020-1331

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	1492 LAKERIDGE LN, EL CAJON, CA 92020-1331
Document Number	0000334879
Instrument Date	Jul 6, 2017
Instrument	334879
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2076 VENTANA WAY EL CAJON CA 920201043, EL CAJON, CA 92020-1043

Mortgage

Document Number	334880
Date	Jul 25, 2017
Instrument	334880

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1492 Lakeridge Ln was $10,762 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,716 (+2%) Land $504,297 Building $375,419
2025	$10,762.00 Homeowner's exemption	$862,467 Land $494,409 Building $368,058
2023	$10,177.00 (+1.25%) Homeowner's exemption	$828,978 Land $475,211 Building $353,767
2022	$10,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1492 Lakeridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1492 Lakeridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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