1492 Ivy Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1492 Ivy Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,019 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,700 (Jun 2009)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-03-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-03-0-00005-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,019 sqft Adjusted Area
1st Floor Area	1,558 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	214 sqft

Location & Zoning

Street Address	1492 IVY DR
City	HERNANDO
State	MS
Zip	38632-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	IVY MANOR S-D 2ND REV LOT 5
Legal Range	008
Legal Township	03S
Legal Section	23
Legal Subdivision	IVY MANOR S-D
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	71123

Owner

Source: DeSoto County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1492 IVY DR, HERNANDO, MS 38632-7838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2009 · Amount on Record
Deed Sale	Jun 3, 2009 · Amount on Record
Prior Sale	Mar 10, 2006
Deed Book / Page	609 / 293
Prior Transfer Date	May 22, 2009
Prior Transfer Doc	000609/293
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Sep 23, 2026
Property Address	1492 IVY DR, HERNANDO, MS 38632-7838
Document Number	5663107958
Book / Page	5663 / 107958
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 IVY DR, HERNANDO, MS 38632-7838

Mortgage

Document Number	5663107958,
Date	Sep 23, 2026
Book Page	5663/107958

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1492 IVY DR, HERNANDO, MS 38632-7838
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 IVY DR, HERNANDO, MS 38632-7838

Mortgage

Document Number	005101/228
Date	Dec 1, 2020
Book Page	5101/228

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	222 Months
Due	Jun 1, 2039

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1492 IVY DR, HERNANDO, MS 38632-7838
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 IVY DR, HERNANDO, MS 38632-7838

Mortgage

Document Number	005236/557
Date	May 7, 2021
Book Page	5236/557

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+13.86%)	$17,684 (+35.63%) Land $2,500 Building $15,184	$176,835 (+35.63%) Land $25,000 Building $151,835
2023	$1,811.00	$13,038	$130,376 Land $25,000 Building $105,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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