1492 Graham St, Temperance, MI 48182 Property Records

Monroe County property record for 1492 Graham St, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 1994
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$199,900 (Apr 1995)
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-523-002-00`

Property Details

APN / Parcel Number

Primary APN	`02-523-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
Basement Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	143 ft deep x 101 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1492 GRAHAM ST
City	TEMPERANCE
State	MI
Zip	48182-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	STONEGATE LOT 2
Legal Subdivision	STONEGATE
Legal Lot Number	2
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	833900

Owner

1492 Graham St is owned by a company that acquired it in September 2024 and is owner-occupied.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage MONROE COMMUNITY CU
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MONROE COMMUNITY CU
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 1995 · Amount on File
Deed Sale	Apr 7, 1995 · Amount on File
Last Transfer Date	Sep 23, 2024
Transfer Doc	0000014346
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299

Mortgage

Document Number	0000000139
Date	Jan 2, 2026
Instrument	2026R00139

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount on Record
Term	119 Months
Due	Dec 23, 2035

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 GRAHAM ST, TEMPERANCE, MI 48182-1299

Mortgage

Document Number	0000004454
Date	Apr 4, 2023
Instrument	2023R04454

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299

Mortgage

Document Number	0000000477
Date	Jan 7, 2021
Instrument	2021R00477

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1492 GRAHAM ST, TEMPERANCE, MI 48182-1299
Document Number	0000020020
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 GRAHAM ST TEMPERANCE MI 481821299, TEMPERANCE, MI 48182-1299

Mortgage

Document Number	0000020020
Date	Nov 1, 2018
Instrument	20020

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 31, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1492 Graham St was $4,039 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,000 Land $212,000	$424,000 Land $424,000
2025	$4,039.00 Homeowner's exemption
2023	$4,115.00 Homeowner's exemption	$157,400	$314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1492 Graham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1492 Graham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEFORD TOWNSHIP serves 303 people · EPA ID MI0007063
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Also Mapped Here	MONROE SOUTH COUNTY
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graham St

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