1492 E Main St, El Cajon, CA 92021 Property Records

San Diego County property record for 1492 E Main St, El Cajon, CA 92021

Property Summary

Property Type	Auto Repair, Garage
Details	1,435 sqft · built 1964
Lot Size	0.36 acres (15,697 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jan 2018)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`511-011-15-00`

Property Details

APN / Parcel Number

Primary APN	`511-011-15-00`

Interior

Building Area	1,435 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	15,697 sqft (0.36 acres)

Location & Zoning

Street Address	1492 E MAIN ST
City	EL CAJON
State	CA
Zip	92021-8617
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C-G
Legal Description	BLK 8 LOT 18 (EX STS&HWY)PAR 2 PER DOC86-507167 IN TR 001833
Legal Subdivision	BOSTONIA ACRES
Legal Tract	001833
Legal Block	8
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16404

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1492 E MAIN ST, EL CAJON, CA 92021-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage CIT BK NA
Jan 18, 2018	Grant Deed, Transfer · Commercial Mortgage CIT BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	201821053
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1492 E MAIN ST, EL CAJON, CA 92021-8617
Document Number	0000031437
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 E MAIN ST EL CAJON CA 920218617, EL CAJON, CA 92021-8617

Mortgage

Document Number	0000031437
Date	Jan 25, 2018
Instrument	31437

Lender

Name	CIT BK NA
Address	SAN DIEGO, CA 92131-2444

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2028

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2018
Property Address	1492 E MAIN ST, EL CAJON, CA 92021-8617
Document Number	0000021053
Map Reference	MAP 1833
Instrument Date	Dec 4, 2017
Instrument	2018-0021053
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE GUARANTY COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2068 LA CRESTA RD, EL CAJON, CA 92021-3772

Mortgage

Document Number	0000021054
Date	Jan 18, 2018
Instrument	2018-0021054

Lender

Name	CIT BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000021058
Date	Jan 18, 2018
Instrument	2018-0021058

Lender

Name	CIT BANK NA
Type	Bank
Address	GRAND TERRACE, CA 92313

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,315 (+2%) Land $493,245 Building $145,070
2025	$7,716.00 (+1.37%) Homeowner's exemption	$625,800 (+4.04%) Land $483,574 Building $142,226
2023	$7,612.00 (+2.39%) Homeowner's exemption	$601,502 Land $464,798 Building $136,704
2022	$7,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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