1492 E Hammett Rd, Hart, MI 49420 Property Records

Oceana County property record for 1492 E Hammett Rd, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.333 acres (14,507 sqft)
Owner	Individual Name on File
Last Sale	$61,700 (Mar 2019)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-133-004-00`

Property Details

APN / Parcel Number

Primary APN	`003-133-004-00`

Exterior

Lot Area	14,507 sqft (0.333 acres)

Location & Zoning

Street Address	1492 E HAMMETT RD
City	HART
State	MI
Zip	49420-8493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1492 E HAMMETT RD - SEC 17 T16N R16W; EVERSON ADDN TO CRYSTAL VALLEY VILLAGE LOTS 4-5 BLOCK 3 UNREC MLC-2010 MLC-2010/9143 OR
Legal Range	16W
Legal Township	16N
Legal Section	17
Legal Subdivision	EVERSON ADDN TO CRYSTAL VALLEY
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	OCEANA MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1032
Census Tract	10500

Owner

1492 E Hammett Rd is owned and occupied by an individual who bought it in March 2019.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1492 E HAMMETT RD, HART, MI 49420-8493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 14, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	Feb 20, 2010 · Amount on File
Prior Transfer Date	Dec 22, 2000
Prior Transfer Doc	2200002519
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1492 E HAMMETT RD, HART, MI 49420-8493
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 E HAMMETT RD, HART, MI 49420-8493

Mortgage

Document Number	02022/1707
Date	Jan 21, 2022
Book Page	2022/1707
Instrument	202200000402

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1492 E HAMMETT RD, HART, MI 49420-8493
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 E HAMMETT RD, HART, MI 49420-8493

Mortgage

Document Number	2020/12740
Date	Jul 7, 2020
Book Page	2020/12740
Instrument	202000003708

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 14, 2019
Property Address	1492 E HAMMETT RD, HART, MI 49420-8493
Document Number	2019/003728
Book / Page	2019 / 003728
Instrument Date	Mar 14, 2019
Instrument	201900001133
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E CHURCH ST, 315, HART, MI 49420-1381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 S WATER ST UNIT C, C, HART, MI 49420-1276

Mortgage

Document Number	201900001134
Date	Mar 14, 2019
Instrument	201900001134

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1492 E Hammett Rd was $1,027 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Crystal Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,100 (+9.02%) Land $41,100	$82,200 (+9.02%) Land $82,200
2025	$1,027.00 Homeowner's exemption	$37,700 Land $37,700	$75,400 Land $75,400
2023		$32,600 Land $32,600	$65,200 (-) Land $65,200
2022	$894.00		$65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1492 E Hammett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1492 E Hammett Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hammett Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures