1492 Braxton Gate Dr Ext, Morganton, NC 28655 Property Records

Burke County property record for 1492 Braxton Gate Dr Ext, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,145 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (May 2019)
Tax Bill	$7,013 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1764150055`

Property Details

APN / Parcel Number

Primary APN	`1764150055`
Alternative APN	`55168`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,145 sqft Living Area
1st Floor Area	2,102 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	759 sqft
Deck Area	25 sqft
Patio Area	145 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1492 BRAXTON GATE DR EXT
City	MORGANTON
State	NC
Zip	28655-6798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1492 BRAXTON GATE DRIVE EXT MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINTE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2014
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1492 BRAXTON GATE DR EXT, MORGANTON, NC 28655-6798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU
May 16, 2019	Warranty Deed, Transfer TELCO CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Deed Document Number	20192017027829
Deed Book / Page	2043 / 50
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1492 BRAXTON GATE DR EXT, MORGANTON, NC 28655-6798
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025900562
Date	Dec 10, 2021
Book Page	2590/562
Instrument	2021014853

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 16, 2019
Property Address	1492 BRAXTON GATE DR EXT, MORGANTON, NC 28655-6798
Document Number	0024030050
Book / Page	002403 / 000050
Instrument Date	May 16, 2019
Instrument	27829
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1492 BRAXTON GATE DR EXT MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number	24030052
Date	May 16, 2019
Book Page	002403/000052
Instrument	27830

Lender

Name	TELCO CMNTY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.39%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,013.00 (+0.07%)	$1,089,201 (-) Land $290,000 Building $799,201	$1,089,201 (-) Land $290,000 Building $799,201
2025	$7,008.00 (-0.71%)	$1,089,201 (-) Land $290,000 Building $799,201	$1,089,201 (-) Land $290,000 Building $799,201
2023	$7,058.00	$1,089,201 Land $290,000 Building $799,201	$1,089,201 Land $290,000 Building $799,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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