1492 14th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1492 14th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1976
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Jan 2014)
Tax Bill	$7,513 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-321-034`

Property Details

APN / Parcel Number

Primary APN	`038-321-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	4,750 sqft (0.109 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1492 14TH ST
City	LOS OSOS
State	CA
Zip	93402-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PM 13/38 PAR A
Legal Subdivision	TOWN EL MORO
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2020
Census Tract	10701

Owner

1492 14th St is owned by a company that acquired it in May 2022 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1492 14TH ST, LOS OSOS, CA 93402-1802
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Intrafamily Transfer, Transfer
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2014 · Amount on File
Deed Sale	Jan 31, 2014 · Amount on File
Deed Document Number	20144010
Last Transfer Date	May 2, 2022
Transfer Doc	0000019807
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 5, 2022
Property Address	1492 14TH ST, LOS OSOS, CA 93402-1802
Document Number	0000019807
Map Reference	MB 13 PG 38
Instrument Date	May 2, 2022
Instrument	2022019807
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1492 14TH ST, LOS OSOS, CA 93402-1802

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1492 14TH ST, LOS OSOS, CA 93402-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011852
Date	Apr 4, 2019
Instrument	2019011852

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 8, 2019
Property Address	1492 14TH ST, LOS OSOS, CA 93402-1802
Document Number	0000012331
Instrument Date	Apr 8, 2019
Instrument	12331
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 14TH ST LOS OSOS CA 934021802, LOS OSOS, CA 93402-1802

Tax Assessment & Valuation

The 2025 property tax bill for 1492 14th St was $7,513 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,620 (+2%) Land $250,069 Building $187,551
2025	$7,513.00 Homeowner's exemption	$429,040 Land $245,166 Building $183,874
2023	$7,089.00 (+5.59%) Homeowner's exemption	$412,382 Land $235,647 Building $176,735
2022	$6,714.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1492 14th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1492 14th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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