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14916 Zig Zag Rd, Albion, NY 14411 Property Records

Orleans County and Gaines Town property record for 14916 Zig Zag Rd, Albion, NY 14411

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,216 sqft · built 1850
Lot Size0.89 acres (38,768 sqft)
Owner2 Individual Names on Record
Last Sale$207,000 (Aug 2024)
Tax Bill$3,849 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN342889 63.-1-34.11

Property Details

APN / Parcel Number

Primary APN342889 63.-1-34.11
Alternative APNs
  • 28890630000001034011
  • 0294-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,216 sqft Living Area
1st Floor Area1,729 sqft
Upper Floors Area487 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area38,768 sqft (0.89 acres)
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address14916 ZIG ZAG RD
CityALBION
StateNY
Zip14411-9641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHC 20 15 1
Legal Block1
Legal Lot Number34.011
JurisdictionORLEANS NY
Township / Civil DivisionGAINES
Census Block Group1
Census Block1019
Census Tract40603

Owner

Source: Orleans County and Gaines Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15091 STATE ROUTE 31, ALBION, NY 14411-9612
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2024 · Amount on Record
Deed SaleAug 5, 2024 · Amount on Record
Prior SaleMar 9, 1999 · Amount on Record
Deed Document Number2024125022
Deed Book / Page873 / 7521
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORLEANS NY
Recording DateAug 6, 2026
Property Address14916 ZIG ZAG RD, ALBION, NY 14411-9641
Document Number0000137598
Instrument DateJul 9, 2026
Instrument2026137598
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14916 ZIG ZAG RD, ALBION, NY 14411-9641

Mortgage

Document Number0000137598,
DateAug 6, 2026
Instrument2026137598
Lender
NameESL FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Orleans County and Gaines Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrleans County
County SubdivisionGaines Town
Unified School DistrictAlbion Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,849.00 (-24.59%)
2025$5,104.00 (+93.7%)$157,800 (+65.41%) Land $14,700 Building $143,100$166,100 (+44.56%) Land $15,473 Building $150,627
2023$95,400 Land $14,200 Building $81,200$114,900 Land $17,103 Building $97,797
2020$2,635.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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