14915 Thomas Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 14915 Thomas Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1975
Lot Size	1.62 acres (70,872 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jul 1992)
Tax Bill	$2,375 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-041-32`

Property Details

APN / Parcel Number

Primary APN	`217-041-32`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,902 sqft Heated Area
Gross Area	3,462 sqft
1st Floor Area	1,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	70,872 sqft (1.62 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	217-041-32
Street Address	14915 THOMAS RD
City	CHARLOTTE
State	NC
Zip	28278-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CITY/MUNI/TWP:UNINC MAP REF:BK 217 PG 4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1028
Census Tract	5925

Owner

14915 Thomas Rd is owned and occupied by an individual who bought it in July 1992.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14915 THOMAS RD, CHARLOTTE, NC 28278-5810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage TRULIANT FCU
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 9, 2019	Deed of Trust, Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1992 · Amount on File
Deed Sale	Jul 15, 1992 · Amount on File
Deed Document Number	0006940744
Deed Book / Page	6940 / 744
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14915 THOMAS RD, CHARLOTTE, NC 28278-5810
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119706
Date	Jun 18, 2021
Book Page	36199/606
Instrument	2021119706

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14915 THOMAS RD, CHARLOTTE, NC 28278-5810
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085104
Date	Apr 29, 2021
Book Page	36002/261
Instrument	2021085104

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14915 THOMAS RD, CHARLOTTE, NC 28278-5810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040902
Date	Apr 9, 2019
Book Page	33415/902
Instrument	2019040902

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2029

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 14915 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14915 Thomas Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, Google Fiber.

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