14915 Rte B, Saint Thomas, MO 65076 Property Records

Cole County property record for 14915 Rte B, Saint Thomas, MO 65076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1952
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$155,165 (Mar 2024)
Tax Bill	$929 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`19-06-23-0004-004-016`

Property Details

APN / Parcel Number

Primary APN	`19-06-23-0004-004-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	174 ft deep x 264 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14915 ROUTE B
City	SAINT THOMAS
State	MO
Zip	65076-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF ST THOMAS BEGIN 115.7 W NE COR BLK 7 W 174.2 TO RT B SE ALONG RT B 264 E 50.9 N 232.7 TO POB & PT ADJACENT R/W
Legal Range	12W
Legal Township	42N
Legal Section	23
Legal Subdivision	TOWN OF ST THOMAS
Legal Block	7
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2037
Census Tract	20200

Owner

Source: Cole County assessment roll, as of August 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14915 ROUTE B, SAINT THOMAS, MO 65076-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Aug 31, 2023
Deed Document Number	20242060
Deed Book / Page	757 / 733
Prior Transfer Date	Jul 17, 2023
Prior Transfer Doc	0000005362
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 26, 2024
Property Address	14915 ROUTE B, SAINT THOMAS, MO 65076-2420
Document Number	000757/733
Book / Page	757 / 733
Instrument Date	Mar 22, 2024
Instrument	202402060
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	MIDWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14915 ROUTE B, SAINT THOMAS, MO 65076-2420

Mortgage

Document Number	000757/734
Date	Mar 26, 2024
Book Page	757/734
Instrument	202402061

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	14915 ROUTE B, SAINT THOMAS, MO 65076-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	715/808
Date	Sep 25, 2020
Book Page	715/808
Instrument	202010610

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 21, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	St. Thomas Town
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (+15.12%)	$15,480 (-) Land $1,520 Building $13,960	$81,500 (-) Land $8,000 Building $73,500
2023		$15,480 Land $1,520 Building $13,960	$81,500 Land $8,000 Building $73,500
2022	$807.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	15 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Whittrio Fixed Wireless · not low latency	100 / 50
Mediacom Communications Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: AT&T.

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