14915 Ridgeway Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14915 Ridgeway Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 964 sqft · built 1925
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Jan 2019)
Tax Bill	$4,044 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-11-317-003`

Property Details

APN / Parcel Number

Primary APN	`28-11-317-003`
Alternative APN	`28-11-317-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14915 RIDGEWAY AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ROBERTSONS) (THIRD) ADD TO (MIDLOTHIAN) SUB OF E 135 3 FT OF SH SW SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	ROBERTSONS THIRD ADD TO MIDLOTHIAN
Legal Lot Number	33
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3006
Census Tract	824702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14915 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BJV FINANCIAL SERVICES INC
Jan 25, 2019	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	201916004
Prior Transfer Date	Sep 14, 2015
Prior Transfer Doc	0000029114
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14915 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3538
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036412195
Date	Dec 30, 2021
Instrument	2136412195

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2019
Property Address	14915 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3538
Document Number	1902516004
Instrument Date	Jan 21, 2019
Instrument	2516004
Transaction Type	Transfer
Record Updated	Feb 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14915 RIDGEWAY AVE MIDLOTHIAN IL 604453538, MIDLOTHIAN, IL 60445-3538

Mortgage

Document Number	1902516005
Date	Jan 25, 2019
Instrument	2516005

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+24%) Land $2,772 Building $11,228	$140,000 (+24%) Land $27,720 Building $112,280
2023	$4,044.00 (+9.39%)
2022	$3,697.00 Homeowner's exemption	$11,290 Land $2,376 Building $8,914	$112,900 Land $23,760 Building $89,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500

May also be available: Verizon.

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