14915 E Rocky River Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 14915 E Rocky River Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,427 sqft · built 1980
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Company Names on File
Last Sale	$472,000 (Feb 2018)
Tax Bill	$4,011 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-361-13`

Property Details

APN / Parcel Number

Primary APN	`003-361-13`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,427 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	909 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Other
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,994 sqft (3.65 acres)
View / Lot	Rural
Garage Area	968 sqft
Porch	Finished/Open Porch
Porch Area	469 sqft
Patio Area	920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14915 E ROCKY RIVER RD
City	DAVIDSON
State	NC
Zip	28036-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EAST ROCKY RIVER RD
Legal Subdivision	ROBERT E MILLER & CHARLOTTE T
Legal Block	1
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1018
Census Tract	6404

Owner

Source: Mecklenburg County records · APN 003-361-13

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 07, 2025	Intrafamily Transfer, Transfer
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Apr 04, 2007 · Amount on Record
Deed Document Number	201823253
Deed Book / Page	32494 / 820
Last Transfer Date	Mar 05, 2025
Transfer Doc	0000032139
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745

Mortgage

Document Number	0000085072
Date	Jun 06, 2022
Book Page	37400/768
Instrument	2022085072

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 07, 2025
Property Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745
Document Number	0000032139
Book / Page	39493 / 361
Instrument Date	Mar 05, 2025
Instrument	2025032139
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076279
Date	May 28, 2020
Book Page	34622/85
Instrument	2020076279

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2018
Property Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745
Document Number	0000023253
Book / Page	32494 / 820
Instrument Date	Feb 01, 2018
Instrument	2018023253
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14915 E ROCKY RIVER RD, DAVIDSON, NC 28036-9745

Mortgage

Document Number	0000023254
Date	Feb 28, 2018
Instrument	2018023254

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$590,600 Land $359,300 Building $231,300	$590,600 Land $359,300 Building $231,300
2024	$4,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 17 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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