Bay County property record for 14914 Gainer Rd, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 1987 |
| Lot Size | 5.53 acres (240,887 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,900 (Jul 1984) |
| Tax Bill | $1,118 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05036-020-000 |
| Primary APN | 05036-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,885 sqft Heated Area |
| Gross Area | 2,493 sqft |
| 1st Floor Area | 1,885 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 240,887 sqft (5.53 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 608 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 14914 GAINER RD |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | 12/11 1S 13W -3.2- 153 E 1086' OF N 220' OF S1/2 OF S1/2 OF NW1/4 OF NW1/4 & PCL |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 302 |
14914 Gainer Rd is owned and occupied by an individual who bought it in July 1984.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14914 GAINER RD, YOUNGSTOWN, FL 32466-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1984 · Amount on File |
| Deed Sale | Jul 1, 1984 · Amount on File |
| Deed Document Number | 0009831741 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 14914 Gainer Rd was $1,118 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,118.00 Homeowner's exemption | $129,987 | $159,871 Land $24,138 Building $135,733 |
| 2023 | $1,001.00 (+11.35%) Homeowner's exemption | $115,853 (+3%) | $145,805 (+8.1%) Land $23,889 Building $121,916 |
| 2022 | $899.00 Homeowner's exemption | $112,479 | $134,884 Land $23,889 Building $110,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14914 Gainer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14914 Gainer Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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