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14910 Osco Rd, Osco, IL 61274 Property Records

Henry County property record for 14910 Osco Rd, Osco, IL 61274

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 890 sqft · built 1918
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Sep 2023)
Tax Bill$8,787 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-21-100-001

Property Details

APN / Parcel Number

Primary APN12-21-100-001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area890 sqft Living Area
Gross Area1,780 sqft
1st Floor Area890 sqft
Basement Area890 sqft
Finished Basement890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Construction TypeFrame
Lot Area27,007 sqft (0.62 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address14910 OSCO RD
CityOSCO
StateIL
Zip61274-9400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW NW SEC 21 T16N R2E
Legal Range02E
Legal Township16N
Legal Section21
Legal Block100
JurisdictionHENRY IL
Township / Civil DivisionOSCO
Census Block Group1
Census Block1082
Census Tract30202

Owner

14910 Osco Rd is owned and occupied by an individual who bought it in September 2023.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address14910 OSCO RD, OSCO, IL 61274-9400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
Dec 5, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 28, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 3, 2018Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY
Apr 4, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2023 · Amount on File
Deed SaleSep 12, 2023 · Amount on File
Prior SaleDec 5, 2022 · Amount on File
Deed Document Number20234091
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateSep 12, 2023
Property Address14910 OSCO RD, OSCO, IL 61274-9400
Document Number0000004091
Instrument DateSep 7, 2023
Instrument20-2304091
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyGOMEZ TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14910 OSCO RD, OSCO, IL 61274-9400

Mortgage

Document Number0000004092
DateSep 12, 2023
Instrument20-2304092
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueOct 1, 2063
Interest
Rate TypeFixed Rate
Rate7.5%
IndexCOF

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateDec 5, 2022
Property Address14910 OSCO RD, OSCO, IL 61274-9400
Document Number0000006942
Instrument DateNov 15, 2022
Instrument20-2206942
Transaction TypeTransfer
Record UpdatedDec 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4910 OSCO RD, OSCO, IL 61274

Mortgage

Document Number0000006943
DateDec 5, 2022
Instrument20-2206943
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052
Interest
Rate6.99%

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENRY IL
Recording DateJan 28, 2019
Property Address14910 OSCO RD, OSCO, IL 61274-9400
Document Number0000000401
Instrument DateJan 18, 2019
Instrument401
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Tax$79.50
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8066 N 1200TH AVE CAMBRIDGE IL 612389212, CAMBRIDGE, IL 61238-9212

May 2018: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionHENRY IL
Recording DateMay 3, 2018
Property Address14910 OSCO RD, OSCO, IL 61274-9400
Document Number0000002403
Instrument DateApr 25, 2018
Instrument2403
Transaction TypeForeclosure
Record UpdatedJul 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
InvestorPossibly a Property Investor

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHENRY IL
Recording DateApr 4, 2018
Property Address14910 OSCO RD, OSCO, IL 61274-9400
Document Number0000001722
Instrument DateApr 3, 2018
Instrument1722
Transaction TypeTransfer
Record UpdatedMay 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 E ORANGE ST #3 GENESEO IL 612542070, 3, GENESEO, IL 61254-2070

Tax Assessment & Valuation

The 2025 property tax bill for 14910 Osco Rd was $8,787 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionOsco Township
Unified School DistrictOrion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,787.00$126,459 Land $5,721 Building $120,738$379,377 Land $17,163 Building $362,214
2022$102,600 Land $4,642 Building $97,958$307,800 Land $13,926 Building $293,874
2021$1,853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14910 Osco Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14910 Osco Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Geneseo Communications Services
Fixed Wireless		100 / 20
Cambridge Telcom Services
Fixed Wireless · DSL		100 / 20
Verizon
Fixed Wireless		25 / 6
T-Mobile
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

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