1491 White Chapel Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1491 White Chapel Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,100 sqft · built 1996
Lot Size	0.3 acres (13,052 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jul 2023)
Tax Bill	$11,641 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-328-007`

Property Details

APN / Parcel Number

Primary APN	`03-04-328-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	4,664 sqft
1st Floor Area	1,984 sqft
Basement Area	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	13,052 sqft (0.3 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1491 WHITE CHAPEL LN
City	ALGONQUIN
State	IL
Zip	60102-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 504 WILLOUGHBY FARMS UNIT 20
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	504
Legal Unit	20
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4023
Census Tract	850106

Owner

1491 White Chapel Ln is owned and occupied by an individual who bought it in July 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1491 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Nov 23, 2022	Intrafamily Transfer, Transfer
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Jul 14, 2014 · Amount on File
Deed Document Number	202322985
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000056142
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 11, 2023
Property Address	1491 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6010
Document Number	0000022985
Map Reference	DOC 94K089674
Instrument Date	Jun 30, 2023
Instrument	2023K022985
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6010

Mortgage

Document Number	0000022986
Date	Jul 11, 2023
Instrument	2023K022986

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 23, 2022
Property Address	1491 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6010
Document Number	0000056142
Map Reference	DOC 94K089674
Instrument Date	Nov 15, 2022
Instrument	2022K056142
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1491 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6010

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1491 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059056
Date	Dec 6, 2019
Instrument	2019K059056

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 1491 White Chapel Ln was $11,641 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,641.00	$168,805 (+9.42%) Land $28,988 Building $139,817	$506,618 (+9.42%) Land $86,999 Building $419,619
2024		$154,272 Land $26,492 Building $127,780	$463,001 Land $79,508 Building $383,493
2022	$10,103.00 (+3.1%) Homeowner's exemption	$128,642 (+5.91%) Land $23,837 Building $104,805	$385,926 (+5.91%) Land $71,511 Building $314,415
2021	$9,799.00 Homeowner's exemption	$121,464 Land $22,507 Building $98,957	$364,392 Land $67,521 Building $296,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1491 White Chapel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1491 White Chapel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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