1491 W Vine St, Radcliff, KY 40160 Property Records

Hardin County property record for 1491 W Vine St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1949
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Mar 2020)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-30-02-010`

Property Details

APN / Parcel Number

Primary APN	`140-30-02-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Other
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1491 W VINE ST
City	RADCLIFF
State	KY
Zip	40160-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	3
Census Block	3004
Census Tract	300

Owner

Source: Hardin County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1491 W VINE ST, RADCLIFF, KY 40160-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
Mar 31, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK
Jun 7, 2019	Deed, Transfer · Stand-Alone First Mortgage MEADE COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Book / Page	1488 / 383
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1491 W VINE ST, RADCLIFF, KY 40160-1945
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002381/125
Date	May 18, 2021
Book Page	2381/125

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 31, 2020
Property Address	1491 W VINE ST, RADCLIFF, KY 40160-1945
Document Number	001488/383
Book / Page	1488 / 383
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1491 W VINE ST, 1491, RADCLIFF, KY 40160-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 W VINE ST, RADCLIFF, KY 40160-1945

Mortgage

Document Number	002305/172
Date	Mar 31, 2020
Book Page	2305/172

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 7, 2019
Property Address	1491 W VINE ST, RADCLIFF, KY 40160-1945
Document Number	001474/100
Book / Page	1474 / 100
Instrument Date	Jun 3, 2019
Instrument	20190-00007037
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	COLLIER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 W VINE ST, RADCLIFF, KY 40160-1945

Mortgage

Document Number	19000007037
Date	Jun 7, 2019
Instrument	190-00007037

Lender

Name	MEADE COUNTY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001474/100
Date	Jun 7, 2019
Book Page	1474/100
Instrument	20190-00007037

Lender

Name	MEADE COUNTY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00 (+15.54%)	$123,000 (+17.14%) Land $15,000 Building $108,000	$123,000 (+17.14%) Land $15,000 Building $108,000
2023		$105,000 Land $11,300 Building $93,700	$105,000 Land $11,300 Building $93,700
2021	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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