1491 Velasquez Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 1491 Velasquez Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,834 sqft · built 1998
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2016)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-230-230-000`

Property Details

APN / Parcel Number

Primary APN	`238-230-230-000`
Alternative APN	`238-230-23`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-230-23
Street Address	1491 VELASQUEZ LN
City	TRACY
State	CA
Zip	95377-5379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2705 LOT 23
Legal Subdivision	CINTRA PARK
Legal Tract	2705
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2005
Census Tract	5224

Owner

Source: San Joaquin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1491 VELASQUEZ LN, TRACY, CA 95377-5379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jul 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Prior Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	2016103464
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	0000141089
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1491 VELASQUEZ LN, TRACY, CA 95377-5379
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 VELASQUEZ LN, TRACY, CA 95377-5379

Mortgage

Document Number	0000092939
Date	May 28, 2021
Instrument	2021-092939

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 1, 2019
Property Address	1491 VELASQUEZ LN, TRACY, CA 95377-5379
Document Number	0000068922
Instrument Date	Jun 20, 2019
Instrument	68922
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1491 VELASQUEZ LN TRACY CA 953775379, TRACY, CA 95377-5379

Mortgage

Document Number	68923
Date	Jul 1, 2019
Instrument	68923

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00 (+15.24%)	$510,832 (+9.03%) Land $170,225 Building $340,607
2023	$5,249.00 (+2.1%)	$468,514 Land $163,979 Building $304,535	$623,340
2022	$5,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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