Lapeer County property record for 1491 Peppermill Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,772 sqft · built 1965 |
| Lot Size | 1.82 acres (79,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Aug 2003) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-520-007-00 |
| Primary APN | 012-520-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Basement Area | 1,772 sqft |
| Unfinished Basement | 1,772 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 79,584 sqft (1.82 acres) |
| Lot Dimensions | 297 ft deep x 268 ft wide |
| Garage Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 1491 PEPPERMILL RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | SEC 10 T7N R10E RIVERDALE ACRES LOT 7. |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 10 |
| Legal Subdivision | RIVERDALE ACRES |
| Legal Lot Number | 7 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 338000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1491 PEPPERMILL RD, LAPEER, MI 48446-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 20, 2018 | Deed of Trust, Mortgage · Line of Credit ELGA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2003 · Amount on Record |
| Deed Sale | Aug 8, 2003 · Amount on Record |
| Prior Sale | Oct 6, 2000 · Amount on Record |
| Deed Book / Page | 1792 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1491 PEPPERMILL RD, LAPEER, MI 48446-3241 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032060692 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 3206/692 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1491 PEPPERMILL RD, LAPEER, MI 48446-3241 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1491 PEPPERMILL RD, LAPEER, MI 48446-3241 |
| Document Number | 0031900201 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 3190/201 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1491 PEPPERMILL RD, LAPEER, MI 48446-3241 |
| Document Number | 0029530198 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1491 PEPPERMILL RD LAPEER MI 484463241, LAPEER, MI 48446-3241 |
| Document Number | 0029530198 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002953/000198 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 45819 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,700 (+2.04%) | $319,400 (+2.04%) | |
| 2025 | $1,840.00 (+14.5%) Homeowner's exemption | $156,500 (+5.39%) | $313,000 (+5.39%) |
| 2023 | $148,500 | $297,000 | |
| 2022 | $1,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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