1491 Maxwell Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1491 Maxwell Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,896 sqft
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2006)
Tax Bill	$4,002 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-08-200-055`

Property Details

APN / Parcel Number

Primary APN	`14-20-08-200-055`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Unfinished Basement	1,912 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	108,900 sqft (2.5 acres)
Garage Area	848 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1491 MAXWELL RD
City	PETOSKEY
State	MI
Zip	49770-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	COM AT E 1/4 COR TH N87?48'36"W 981.69 FT FOR POB, TH N3?48'20"W 200.48 FT, TH S87?48'36"E 548.77 FT, TH S 200.07 FT, TH W 540 FT TO C/L OF MAXWELL RD & POB. 2.5 AC M/L, SECTION 8, T34N, R4W.
Legal Range	04W
Legal Township	34N
Legal Section	08
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4008
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage UNION CREDIT UNION
Jun 6, 2017	Deed of Trust, Mortgage · VA Mortgage ROSS MORTGAGE CORP
Jan 23, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2006 · Amount on Record
Deed Sale	Jul 11, 2006 · Amount on Record
Prior Sale	Sep 6, 2002 · Amount on Record
Deed Book / Page	1080 / 881
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Sep 21, 2026
Property Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582
Document Number	0005231079
Book / Page	1278 / 25
Instrument Date	Sep 14, 2026
Instrument	20265231079
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582

Mortgage

Document Number	0005231079,
Date	Sep 21, 2026
Book Page	1278/25
Instrument	20265231079

Lender

Name	UNION CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2041

Interest

Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1195/0361
Date	Jun 6, 2017
Book Page	1195/0361
Instrument	5148226

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001200/0000000865
Date	Jan 23, 2018
Book Page	0000001200/0000000865
Instrument	000005153764

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 MAXWELL RD, PETOSKEY, MI 49770-9582

Mortgage

Document Number	0000001225/0000000035
Date	Sep 15, 2020
Book Page	0000001225/0000000035
Instrument	5177985

Lender

Name	LAKEVIEW LOAN

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,200 (+38.45%) Building $303,200	$606,400 (+38.45%) Building $606,400
2024	$4,002.00
2023		$219,000 Building $219,000	$438,000 Building $438,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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