1491 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 1491 Main St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,451 sqft · built 2012
Lot Size	0.074 acres (3,237 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Mar 2022)
Tax Bill	$14,146 (2026)
Deeds & Mortgages	Jul 2021 Refinance Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:00010D B:02630-00001`

Property Details

APN / Parcel Number

Primary APN	`M:00010D B:02630-00001`
Alternative APNs	`CONC M:10D B:2630 L:1` `102628`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,451 sqft Living Area
Gross Area	2,703 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,237 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	102628
Street Address	1491 MAIN ST
City	CONCORD
State	MA
Zip	01742-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2630
Legal Lot Number	1
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2007
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1491 MAIN ST, CONCORD, MA 01742-2919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Dec 29, 2021	Quit Claim Deed, Transfer Quitclaim
May 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Apr 22, 2013 · Amount on Record
Deed Book / Page	79904 / 422
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	1491 MAIN ST, CONCORD, MA 01742-2919
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078319-191
Date	Jul 26, 2021
Book Page	78319/191
Instrument	166631

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	1491 MAIN ST, CONCORD, MA 01742-2919
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078847-220
Date	Oct 5, 2021
Book Page	78847/220
Instrument	219538

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Mar 30, 2022
Property Address	1491 MAIN ST, CONCORD, MA 01742-2919
Document Number	079904-422
Book / Page	79904 / 422
Instrument Date	Mar 30, 2022
Instrument	47965
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 MAIN ST, CONCORD, MA 01742-2919

Mortgage

Document Number	0000047966
Date	Mar 30, 2022
Instrument	47966

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Dec 29, 2021
Property Address	1491 MAIN ST, CONCORD, MA 01742-2919
Document Number	079448-243
Book / Page	79448 / 243
Instrument Date	Dec 29, 2021
Instrument	279960
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 MAIN ST, CONCORD, MA 01742-2919

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	1491 MAIN ST, CONCORD, MA 01742-2919
Document Number	69452-468
Book / Page	069452 / 000468
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69452-468
Date	Jun 19, 2017
Book Page	069452/000468
Instrument	91997

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,146.00 (+10,865.89%)	$1,084,000 (+11.4%) Land $300,400 Building $783,600	$1,060,507 (-7.21%)
2025	$129.00 (-99%)	$973,100 (-0.77%) Land $286,100 Building $687,000	$1,142,850
2024	$12,877.00 (+20.53%)	$980,700 (+18.96%) Land $286,100 Building $694,600
2023	$10,684.00	$824,400 Land $260,100 Building $564,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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