1491 H St, Ramona, CA 92065 Property Records

San Diego County property record for 1491 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,573 sqft · built 1992
Lot Size	0.7 acres (3,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Mar 2023)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-263-41-00`

Property Details

APN / Parcel Number

Primary APN	`282-263-41-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,573 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	3,052 sqft (0.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1491 H ST
City	RAMONA
State	CA
Zip	92065-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 3 TR 012596
Legal Subdivision	RAMONA 4691
Legal Tract	012596
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3000
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1491 H ST, RAMONA, CA 92065-2671
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Feb 17, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage SECURED INCOME FUND II LLC
Mar 17, 2020	Correction Deed ATTORNEY ONLY
Jan 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	May 31, 1994 · Amount on Record
Deed Document Number	202382316
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0000041305
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2023
Property Address	1491 H ST, RAMONA, CA 92065-2671
Document Number	0000082316
Map Reference	MAP 12596
Instrument Date	Mar 13, 2023
Instrument	2023-0082316
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1491 H ST, RAMONA, CA 92065-2671
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082317
Date	Mar 30, 2023
Instrument	2023-0082317

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2023
Property Address	1491 H ST, RAMONA, CA 92065-2671
Document Number	0000041305
Map Reference	MAP 12596
Instrument Date	Feb 8, 2023
Instrument	2023-0041305
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	NOT AVAILABLE, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000041306
Date	Feb 17, 2023
Instrument	2023-0041306

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2020
Property Address	1491 H ST, RAMONA, CA 92065-2671
Document Number	0000138686
Instrument Date	Feb 11, 2020
Instrument	138686
Record Updated	Apr 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 H ST RAMONA CA 92065, RAMONA, CA 92065

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2020
Property Address	1491 H ST, RAMONA, CA 92065-2671
Document Number	0000019400
Instrument Date	Dec 5, 2019
Instrument	19400
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1491 H ST RAMONA CA 920652671, RAMONA, CA 92065-2671

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	1491 H ST, RAMONA, CA 92065-2671
Document Number	0000340544
Instrument Date	Jul 22, 2019
Instrument	340544
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3175 AMBER TRL POLLOCK PINES CA 957269728, POLLOCK PINES, CA 95726-9728

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,110 (+2%) Land $169,803 Building $456,307
2025	$7,536.00 (+159.06%)	$613,834 (+204.3%) Land $166,474 Building $447,360
2023	$2,909.00 (-5.09%) Homeowner's exemption	$201,723 Land $54,708 Building $147,015
2022	$3,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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