1491 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1491 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,204 sqft · built 2018
Lot Size	0.962 acres (41,882 sqft)
Owner	Individual Name on Record
Last Sale	$100 (May 2024)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Jun 2018 Sale & Construction Loan Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00090-0290`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00090-0290`
Alternative APNs	`1818S19E0100000900290` `2377330`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,204 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	1,742 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,882 sqft (0.962 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	266 sqft
Patio Area	64 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2377330
Street Address	1491 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 29 BLK 9
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	9
Legal Lot Number	29
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2015
Census Tract	450104

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1491 E CLEVELAND ST, HERNANDO, FL 34442-4515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Warranty Deed, Subdivision Related Transfer · Construction Mortgage SUNCOAST CU
Jul 17, 2017	Warranty Deed, Transfer NORTH CTRL FL TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	202430634
Deed Book / Page	3470 / 1450
Prior Transfer Date	May 15, 2024
Prior Transfer Doc	0034701450
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 4, 2018
Property Address	1491 E CLEVELAND ST, HERNANDO, FL 34442-4515
Document Number	0029050044
Book / Page	002905 / 000044
Instrument Date	May 31, 2018
Instrument	28137
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1491 E CLEVELAND ST HERNANDO FL 34442, HERNANDO, FL 34442

Mortgage

Document Number	29050045
Date	Jun 4, 2018
Book Page	002905/000045
Instrument	28138

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 17, 2017
Property Address	1491 E CLEVELAND ST, HERNANDO, FL 34442-4515
Document Number	0028410259
Book / Page	002841 / 000259
Instrument Date	Jun 28, 2017
Instrument	32832
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	NORTH CTRL FL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2921 E MICHAEL ST INVERNESS FL 344539449, INVERNESS, FL 34453-9449
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,758.00 (+4.87%)	$213,224 (-34.47%)	$310,904 (-4.45%) Land $27,500 Building $283,404
2024	$2,630.00 (+2.57%) Homeowner's exemption Additional exemption filed	$325,397 (-0.8%) Land $26,500 Building $298,897	$325,397 (-0.8%) Land $26,500 Building $298,897
2023	$2,564.00 (+6.88%) Homeowner's exemption Additional exemption filed	$328,020 (+21.91%) Land $24,000 Building $304,020	$328,020 (+21.91%) Land $24,000 Building $304,020
2022	$2,399.00 Homeowner's exemption Additional exemption filed	$269,073 Land $18,000 Building $251,073	$269,073 Land $18,000 Building $251,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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