1491 Cherry Laurel Dr, Waxhaw, NC 28173 Property Records

Union County property record for 1491 Cherry Laurel Dr, Waxhaw, NC 28173 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5,734 sqft · built 2021
Lot Size	0.486 acres (21,170 sqft)
Owner	2 Individual Names on File
Last Sale	$1,576,000 (Jul 2022)
Tax Bill	$8,069 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-204-510`

Property Details

APN / Parcel Number

Primary APN	`06-204-510`

Interior

Building Area	5,734 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	21,170 sqft (0.486 acres)

Location & Zoning

Street Address	1491 CHERRY LAUREL DR
City	WAXHAW
State	NC
Zip	28173-0344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#40 OLDENBURG PH3 OPCP957-962
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1009
Census Tract	21007

Owner

Source: Union County records · APN 06-204-510

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1491 CHERRY LAUREL DR, WAXHAW, NC 28173-0344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	202226099
Deed Book / Page	8531 / 165
Record Updated	Sep 20, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 22, 2022
Property Address	1491 CHERRY LAUREL DR, WAXHAW, NC 28173-0344
Document Number	0008531165
Book / Page	8531 / 165
Map Reference	CAB Q FILE 497-502
Instrument Date	Jul 22, 2022
Instrument	26099
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 CHERRY LAUREL DR, WAXHAW, NC 28173-0344

Mortgage

Document Number	0000026100
Date	Jul 22, 2022
Instrument	26100

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,069.00 (+27.07%)	$1,736,900 (+71.07%) Land $293,400 Building $1,443,500	$1,736,900 (+71.07%) Land $293,400 Building $1,443,500
2023	$6,350.00	$1,015,300 Land $175,100 Building $840,200	$1,015,300 Land $175,100 Building $840,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Comporium	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Ripple Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.